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The essential solution for global counterparty credit risk analysis.

Credit Analytics blends cutting-edge models with robust data to help you reliably assess the credit risk of rated and unrated, public and private companies across the globe.

  • S&P Global RiskGauge Reports
  • Climate Credit Analytics
  • Scores and Probability of Default
  • Loss and Recovery Analytics
  • S&P Global China Credit Analytics Platform
  • Expanded PD Framework

Easily assess the credit risk of over 50 million public and private companies worldwide.

Assessing a company’s credit risk can be challenging and time consuming due to differing filing obligations, and inconsistent timeliness, availability and quality of data.

Get a detailed picture of a company’s credit risk with RiskGauge Reports from S&P Global Market Intelligence. These comprehensive credit reports, applicable for over 50 million public and private companies worldwide−including small- and medium-enterprises (SMEs), are powered by dynamic analytical models and robust data including:

  • S&P Global RiskGauge Score provides a holistic credit risk score comprising elements of a company’s PD Model Fundamentals, PD Model Market Signals, and CreditModel™ scores.
  • PaySense identifies potential delays of trade payables by leveraging historical trade payable data and macroeconomic factors.
  • MaxLimit identifies maximum exposure limits by analysing a customer’s financial and industry risks, and supplier’s risk appetite.
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Assess credit risks under multiple climate scenarios

Climate change has created a need to evaluate the impact of different climate-related scenarios on counterparties, investments, and portfolios. To support these efforts, S&P Global Market Intelligence and Oliver Wyman present Climate Credit Analytics, a climate scenario analysis and credit analytics model suite. These tools combine S&P Global Market Intelligence’s data resources and credit analytics capabilities with Oliver Wyman’s climate scenario and stress-testing expertise.

Climate Credit Analytics is designed to:

  • Enable users to perform climate stress testing and scenario analysis, as well as comply with the Task Force on Climate-related Financial Disclosures (TCFD) recommendations
  • Meet growing requirements from regulators, investors, and other stakeholders to assess, disclose, and manage climate risks
  • Provide information and analysis to decision-makers as the conversation around climate risk continues to grow

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Get the full picture of your credit risk exposure.

Our cutting-edge analytical models and unrivalled data help you quickly and easily measure the credit risk of rated, unrated, public and private companies across the globe.

  • PD Model Market Signals provides a point-in-time view of credit risk, and early warning signals of potential default between reporting periods, for 71,000+ public companies. Download the brochure >
  • PD Model Fundamentals identifies potential default by assessing financial risk, and business risk. Calibrated on +15 years of defaults, and available for more than 5 million public and private companies. Download the brochure >
  • CreditModel’s powerful suite of over 100 statistical models, trained on credit ratings from S&P Global Ratings, help you evaluate the long-term creditworthiness of public and private, rated and unrated companies. Download the brochure >

Understand what you could recover with LossStats™ Model.

Having an exposure to a distressed firm, and a potential default is a real possibility. Your concern drives not only from the possibility of that default, but what you can expect to recover, or lose, if default occurs. Understanding potential recovery and a default can be hard to accomplish, with many approaches relying on standardized assumptions. With LossStats Model you have an alternative.

This default and recovery approach helps you estimate the loss and recovery levels of US and European fixed income and lending facilities, taking into account industry and instrument specific characteristics. Calibrated upon a proprietary database covering more than 4,000 US bond and loan recoveries spanning over 30 years, and 1,000 European bond and loan recoveries spanning over 13 years.

Download the brochure

Your One-Stop-Shop for Credit Insights on Chinese Private Companies

The China Credit Analytics platform integrates S&P Global Market Intelligence's localized credit analytics, featuring data from over 20 million Chinese private companies and our quantitative credit models calibrated to local default data.

It offers a one-stop-shop solution for users to search, evaluate, and monitor the credit profiles of Chinese Small and Medium-sized Enterprises (SME).

Generate credit insights on Chinese Small and Medium-sized Enterprises (SME) using differentiated content and localised analytics with outputs that broadly align with credit ratings.

  • Search and screen over 20 million Chinese private companies.
  • Utilize S&P Global Market Intelligence's Probability of Default Fundamental (PDFN) model calibrated to Chinese default data to analyze local companies in China.
  • Leverage the credit workflow tools to perform batch scoring and the credit risk dashboard to visualize a credit profile for a portfolio of entities.
  • Access 1 million larger Chinese SME's pre-scored Probability of Defaults with industry and provincial level benchmarks.
  • Take advantage of the dual language user interface that supports both Chinese and English languages.

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Missing financials?

Our Expanded PD Framework can help you uncover hidden credit risk. Measure the PD of any non-financial company using the country and industry in which the firm operates, and clearly see the distribution of the underlying scores that drive the risk assessment for the company.

This innovative approach captures important credit risk drivers, and is based on our PD Fundamentals Model, incorporating both financial and business risk dimensions to generate an overall PD score.

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  • ProSpread™
  • Workflow Solutions
  • Manage Your Exposure

Automatically extract and spread data from Images and PDF financial statements with ProSpread

Eliminate the time-consuming process of manually inputting financial statement data into your tools with ProSpread, a powerful workflow solution for automatically extracting and spreading data from financial statements. With ProSpread’s Optical Character Recognition technology, your credit risk and analytical teams can:

  • Extract the data you need from financial statements in multiple languages, and spread this into the appropriate data fields seamlessly. 
  • Go beyond data extraction and obtain insights. With our Credit Analytics suite of analytical models, you can score companies with extracted financials, in a matter of minutes.

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Simplify your credit risk assessment workflow.

Origination
Dive in with intuitive screening to find potential prospects or investments by geography, sector, rating, credit score, stock price, market cap, estimates, and financials.

Analysis
Generate quantitative credit scores on global counterparties one-by-one or in a batch. Stress test scores with macro scenarios, such as economic shock. Conduct analysis at the entity level or on your aggregate portfolio.

Monitoring & Surveillance
Group counterparties into Watch Lists and monitor through dashboards or custom Excel templates suited to your needs with activate alerts.

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Manage your exposure and reporting obligations.

360-degree perspective of risk
Our market and fundamental credit indicators comprehensively track your counterparties' creditworthiness, from early warning signals to a long term view of risk.

One-stop shop
Only S&P Global Market Intelligence combines a core competency in financial market data with a history in credit analysis dating back 120+ years.

Use our statistics to track industry trends
We pre-calculate PDs and credit scores on 730,000+ public and private companies globally and aggregate over 15,000+ credit benchmarks covering 150 countries and industries, plus major equity indexes.

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Flexible Delivery Options

Smart tools for smart decisions.

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  • Get the full picture of your credit risk exposure.

  • Analytical Models

    Credit scores that broadly align with ratings from S&P Global Ratings.

  • Peer Benchmarks

    Compare & monitor company risk scores against country, industry, and equity index-based peers.

  • Transparent Outputs

    Show you where drivers of risk are coming from and outline a path to recovery or default.

  • Flexible Delivery Options

    Data and analytics via platform and our Excel Plug-in. Embed in internal databases via feed and API.

  • Secure Upload Capabilities

    Proprietary data to standardize the financials you receive from your counterparties.

  • Qualitative Information

    Sector-focused news and key developments that give a deeper view of issues impacting your counterparties.

  • Relevant Market Data

    Credit Default Swap spreads and Corporate Yield Curves for actionable pricing with full transparency into the figures.

Get Our Insights

Blog

Industries Most and Least Impacted by COVID-19 from a Probability of Default Perspective – September 2020 Update

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Trade Payment Risk Is Not Necessarily Default Risk

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Blog

Managing Trade Credit Exposures in Times of Crisis Impact of COVID-19 and an Oil Price War

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Blog

European Corporate Credit Risk Outlook; COVID-19 Pandemic and Macroeconomic Scenarios

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Blog

Gauging Credit Risk Through A Multidimensional Lens

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Blog

A Utility Company Efficiently Sharpens Its Focus on the Credit Risk of New Customers

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