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Maximize your loan pricing returns.

Uncertainty has no place in your next lending decision. Create effective fee structures and price smarter with the Performance Optimization Program.

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Discover the difference

between intelligence, and essential intelligence with the Performance Optimization program.

  • A Relentless Focus on Revenue Growth

    We provide the vital intelligence you need to develop strategies to increase loan market share, build deposits, grow treasury service volume, and expand your margins. With a rigorous focus on market intelligence and internal best practices, we help you price your loans competitively—with a focus on your local market.

  • Essential Pricing Guidance

    We provide relationship managers with actionable reporting that tells you how to price new loans and renewals from a spread and fee perspective. We build our pricing guidance across a number of dimensions, including risk rating, geographic region, industry, size, relationship profitability, and other factors that drive loan pricing.

  • In-Depth Management Reporting

    We start with a deep-dive portfolio analysis to understand your positioning relative to market, and where best practices exist that can be leveraged throughout the organization. Management reporting helps you understand which parts of your organization are executing against identified revenue opportunities.

Benefits for your company, and ultimately your customer.

  • Let your data drive the pricing process.

  • Analytics That Drive Change

    Monitor pricing relative to the overall market, in-market competitors, and within your internal teams. Provide your lenders the insight they need to maximize risk-adjusted pricing for each deal. Our advisors serve as resources to help you develop a culture focused on optimizing loan pricing—without compromising your bank’s volume, relationships, or other business objectives.

  • Maximizing Your Revenue

    Maximize risk-adjusted revenue while considering market conditions and total relationship profitability. Sourced directly from our clients’ commercial loan systems and updated monthly, our aggregated data is driven by the key factors that impact pricing for new and renewing loans.

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"Best Provider" Winner,

2019 Waters Rankings Awards:

  • Overall Data
  • Data Analytics
  • Alternative Data
  • Market Surveillance

If your company has a current subscription with S&P Global Market Intelligence, you can register as a new user for access to the platform(s) covered by your license at Market Intelligence platform or S&P Capital IQ.

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