Address the Challenges of Credit Risk Management in the Power Industry
The power industry is facing a growing number of risks and uncertainties. As the industry continues to scale globally at a rapid rate, leaders across all areas of the energy industry are looking to reassess the demands of their credit management practices.
Do you have the right tools to analyze real estate transactions?
Investors need to capture how market fundamentals can impact Commercial Real Estate (CRE) loans, probability of default (PD) and recoveries. The derived assessment can be used for origination, pricing, and surveillance while meeting regulatory requirements.
S&P Global Market Intelligence’s Real Estate Asset Finance scorecard provides an objective and transparent framework for the analysis of real estate transactions, across a range of sectors and geographies. It draws on the S&P Ratings methodology and the decades of experience in commercial real estate.
Real Estate Asset Finance Scorecard
The real estate asset finance scorecard includes coverage of development and construction, as well as investment finance across various property types, including residential, retail, office, industrial and hotels. It is a global approach that adapts to the amount of data available.
Proven Methodology
Industry leading methodology with dynamic interrelationships between qualitative and quantitative factors. The mechanics of the scorecard allow for a dynamic relationship between inputs and refinement of the assessment allowing sensitivity analysis and stress testing.
Greater Robustness
Ability to generate a consistent and accurate score following a guided approach that allows qualification of inputs and consistency in the analytical approach.
Transparent approach
The scorecard is an off-the-shelf complete solution that allows for a “glass box” approach and understanding of inputs and outputs. Analytical transparency of the methodology is supported by granular scoring criteria and extensive user and technical documentation.
Historic Data
Calibrated to PDs calculated using the data from S&P Global Ratings proprietary default database accumulated since 1981.
How we help with implementation
Training
Get in-depth credit training on the application of the Project Finance Suite and the methodology behind the scorecards.
Support
Harness the full power of the solution with year-round specialist support.
Continual Development
Obtain transparent and in-depth model development and maintenance documentation to help meet regulatory requirements.