Terms of Use

End-User License for S&P Global

All use of S&P Global World Wide Web pages is subject to the terms and conditions set forth below. Any use of such Web pages constitutes the user's agreement to abide by the following terms and conditions.

In the event of a conflict between these terms and conditions and more specific terms and conditions that apply to another Web site of S&P Global, the more specific terms and conditions of such other Web site shall prevail with respect to such conflict.

All information provided by S&P Global andits affiliates is owned by or licensed to S&P Global and its affiliates (the "S&P Global Information"). S&P Global and its licensors retain all proprietary rights to the S&P Global Information. S&P Global has the right to use all material entered into these Web pages (other than third-party material transmitted through private electronic mail) in any of The S&P Global Companies' print or electronic publications. Except for making one hard copy print of limited portions of the S&P Global Information on an ad hoc basis, or downloading as expressly authorized by S&P Global, S&P Global Information may not be reproduced, transmitted or distributed without S&P Global’s permission.

S&P Global makes no guarantees or warranties as to the accuracy or completeness of or results to be obtained from accessing and using the S&P Global Information. Neither S&P Global nor its affiliates shall be liable to any user or anyone else for any inaccuracy, error or omission, regardless of cause, in The S&P Global Information or for any damages resulting therefrom.

Users entering materials on any of these Web pages are responsible for the content of that material. S&P Global has no responsibility for the content of any messages or information posted by users, or for the content of information of third parties on the Internet, even if accessed through S&P Global’s pages. However, S&P Global retains the right, which it may or may not exercise, in its sole discretion, to review third party material and to edit or delete from the service any third party material which S&P Global deems to be illegal, offensive or otherwise inappropriate.

Users may through hypertext or other computer "links" gain access to other sites on the Internet which are not part of S&P Global’s Web pages. S&P Global assumes no responsibility for any material outside of S&P Global Web pages which may be accessed through any such "link."

The user agrees to indemnify S&P Global from any damages, losses, costs or expenses which S&P Global, its affiliates, their respective employees and authorized representatives may incur as a result of material entered into these Web pages by the user.

In addition, user may not:

  • use these Web pages for any purpose that is prohibited by any law or regulation, or to facilitate the violation of any law or regulation; 
  • use or attempt to use any "deep-link," "scraper," "robot," "bot," "spider," "data mining," "computer code" or any other automated device, program, tool, algorithm, process or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of these Web pages, any data or content found on or accessed through these Web pages, or any other S&P Global Information without the prior express written consent of S&P Global;
  • obtain or attempt to obtain through any means any materials or information on these Web pages that have not been intentionally made publicly available either by their public display on these Web pages or through their accessibility by a visible link on these Web pages; 
  • violate any measure employed to limit or prevent access to these Web pages or their content; 
  • violate the security of these Web pages or attempt to gain unauthorized access to these Web Pages, data, materials, information, computer systems or networks connected to any server of these Web Pages, through hacking, password mining or any other means; 
  • interfere or attempt to interfere with the proper working of these Web pages or any activities conducted on or through these Web pages, including accessing any data, content or other information prior to the time that it is intended to be available to the public on these Web pages; 
  • take or attempt any action that, in the sole discretion of S&P Global, imposes or may impose an unreasonable or disproportionately large load or burden on these Web pages or the infrastructure of these Web pages.