Richard (Rick) is responsible for research and education at Portfolio Solutions, LLC, a registered investment adviser. He is also the head of the firm’s investment committee. Rick has over 25 years of experience in the investment industry including more than ten years as a financial consultant at two major Wall Street firms. Rick graduated from the University of Rhode Island with a B.S. degree in business and from Walsh College with an M.S. degree in finance. He has also earned the Chartered Financial Analyst (CFA) designation. Rick has published extensively including six books on low-cost investing using index funds and ETFs. Prior to entering the financial industry in 1988, Rick was an officer in the Marine Corps where he flew fighter aircraft. He retired from the USMC reserves in 2001. You can learn more about Rick and read his blog postings on low-cost investing strategies at www.RickFerri.com.