The S&P Shift To Retirement Income and Decumulation (STRIDE) Index Series represents a life cycle, rules-based transition from growth assets to a hedged stream of inflation-adjusted retirement income. This new generation of retirement plan indices is intended to measure the risks and rewards accruing to a specific strategy of shifting from growth assets to an expected, inflation-adjusted simulated retirement income stream. The series was created in response to the need for indices that can benchmark investment strategies that transition from asset growth to income generation. The asset allocation for each index in the series is based on a predetermined life cycle glide path and each index is fully investable, with varying levels of exposure to equities, nominal fixed income securities, and inflation-adjusted bonds.
All information for an index prior to its Launch Date is hypothetical back-tested, not actual performance, based on the index methodology in effect on the Launch Date. Back-tested performance reflects application of an index methodology and selection of index constituents with the benefit of hindsight and knowledge of factors that may have positively affected its performance, cannot account for all financial risk that may affect results and may be considered to reflect survivor/look ahead bias. Actual returns may differ significantly from, and be lower than, back-tested returns. Past performance is not an indication or guarantee of future results. This back-tested data may have been created using a “Backward Data Assumption”. For more information on “Backward Data Assumption” and back-testing in general, please see the Performance Disclosure.