Aurorus 2023 B.V. is an ABS transaction that securitizes a portfolio of unsecured consumer loans originated and serviced by Qander Consumer Finance B.V. in the Netherlands. The transaction refinances the receivables previously backing the Aurorus 2020 B.V. transaction, including several legacy revolving loan and credit card products that have been discontinued and are now effectively fixed-rate amortizing loans. Furthermore, following a regulatory shift in the Netherlands, approximately 95% of Qander's new originations are now fixed-rate amortizing loans. As a result, 89% of the closing pool is considered fixed-rate amortizing loans, while the remaining 11% is from loan products that permit further draws up to a predefined credit limit and consists predominantly of floating-rate loans. During the 12-month revolving period, the