In this week's summary of ratings views: We forecast a period of subpar global growth fueled by higher-for-longer rates ahead. This will challenge resilient credit conditions, particularly for weaker borrowers. U.S. recession probability has fallen but remains elevated at 30%-35%. Also: EM real estate under pressure, China's efforts to stabilize property prices, a global survey of tech disruption in retail banking, and prospects out to 2030 for European gas utilities.