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U.S. Credit Card Quality Index: Monthly Performance--June 2021

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U.S. Credit Card Quality Index: Monthly Performance--June 2021

The tables below show the historical monthly performance of S&P Global Ratings' U.S. Credit Card Quality Index (CCQI) for bankcard trusts since 1992 and private-label trusts since 2000.

The CCQI is a monthly performance index that aggregates performance information of securitized credit card receivables in the following key risk areas: receivables outstanding, yield, payment rate, charge-off rate, delinquencies, base rate, and excess spread rate. (See the Appendix for more information about the CCQI performance variables.)

For more information on our overview of the sector and performance trends among individual U.S. bankcard and private-label credit card pools, see our quarterly U.S. CCQI cross-sector research, "Quarterly U.S. Credit Card Quality Index: Issuance Declines 80% In Second-Quarter 2020, But Performance Remains Steady," published Sept 4, 2020. Also refer to our credit card shelf review, "2021 U.S. And Canadian Credit Card ABS Review," published Jan. 29, 2021, and our update about the effects of COVID-19, "U.S. And Canadian Credit Card ABS Performance Risk Increases As Unemployment Supplements Wane," published Aug. 6, 2020.

S&P Global Ratings' Credit Card Quality Index--U.S. ABS Credit Card Bankcard
Monthly summary
Month/year Outstanding amount ($) Yield (%) Charge-off rate (%) Base rate (%) Spread rate (%) 30+ day delinquency rate (%) 60+ day delinquency rate (%) 90+ day delinquency rate (%) Total payment rate (%) U.S. unemployment rate (%)
Jun/2021 124,830,700,143 22.07 1.37 3.02 17.68 0.84 0.60 0.44 39.11 5.9
May/2021 125,472,943,370 22.35 1.65 2.99 17.71 0.89 0.66 0.48 37.27 5.8
Apr/2021 123,893,677,439 21.56 1.79 2.98 16.79 1.01 0.76 0.54 36.81 6.1
Mar/2021 124,761,494,331 21.94 1.94 3.02 16.98 1.12 0.82 0.60 36.57 6.0
Feb/2021 125,744,396,164 20.96 2.05 3.11 15.80 1.23 0.91 0.65 32.03 6.2
Jan/2021 130,507,543,439 19.85 1.74 3.03 15.08 1.26 0.93 0.66 33.55 6.3
Dec/2020 138,738,733,136 21.15 1.63 3.11 16.40 1.24 0.89 0.63 35.06 6.7
Nov/2020 136,781,706,324 20.49 1.65 3.19 15.65 1.24 0.88 0.59 31.36 6.7
Oct/2020 136,719,380,986 20.30 1.93 3.12 15.26 1.22 0.84 0.56 31.86 6.9
Sep/2020 137,744,539,206 20.33 2.04 3.16 15.13 1.21 0.83 0.58 31.07 7.9
Aug/2020 139,671,960,990 19.61 2.30 3.18 14.13 1.19 0.86 0.62 29.96 8.4
Jul/2020 140,620,251,523 19.84 2.20 3.12 14.52 1.28 0.94 0.70 30.50 10.2
Jun/2020 140,341,383,824 19.58 2.28 3.17 14.12 1.40 1.03 0.74 27.83 11.1
May/2020 141,044,057,278 19.03 2.61 3.13 13.29 1.53 1.09 0.77 25.53 13.3
Apr/2020 142,426,948,573 17.88 2.59 3.36 11.94 1.64 1.15 0.80 26.27 14.7
Mar/2020 152,587,400,356 19.71 2.61 3.29 13.81 1.57 1.12 0.80 29.03 4.4
Feb/2020 159,186,856,675 20.34 2.41 3.70 14.23 1.55 1.13 0.81 28.82 3.5
Jan/2020 167,971,386,028 19.47 2.22 3.55 13.70 1.57 1.15 0.82 31.04 3.6
Dec/2019 174,005,132,347 20.91 2.38 3.64 14.89 1.54 1.11 0.78 31.23 3.5
Nov/2019 169,768,383,905 20.20 2.29 3.62 14.29 1.58 1.13 0.78 28.29 3.5
Oct/2019 169,494,322,607 20.46 2.17 3.65 14.64 1.57 1.11 0.76 29.94 3.6
Sep/2019 183,001,348,842 20.48 2.29 3.73 14.45 1.51 1.06 0.73 29.48 3.5
Aug/2019 185,317,900,504 20.08 2.36 3.73 13.99 1.47 1.04 0.72 30.18 3.7
Jul/2019 185,479,806,857 20.76 2.32 3.76 14.69 1.47 1.05 0.73 31.02 3.7
Jun/2019 186,678,008,145 20.48 2.36 3.81 14.31 1.46 1.04 0.74 29.53 3.7
May/2019 187,219,177,415 20.67 2.44 3.71 14.52 1.47 1.06 0.75 30.90 3.6
Apr/2019 187,114,101,470 20.27 2.55 3.78 13.94 1.51 1.10 0.76 29.48 3.6
Mar/2019 186,331,473,569 21.01 2.54 3.77 14.70 1.56 1.12 0.79 29.77 3.8
Feb/2019 187,960,848,214 20.28 2.39 3.85 14.04 1.61 1.16 0.82 27.94 3.8
Jan/2019 192,797,263,981 19.31 2.26 3.78 13.27 1.58 1.13 0.80 29.91 4.0
Dec/2018 199,393,498,408 20.52 2.29 3.80 14.43 1.53 1.09 0.75 29.43 3.9
Nov/2018 196,365,314,576 20.12 2.27 3.71 14.13 1.54 1.08 0.74 28.66 3.7
Oct/2018 194,005,269,628 19.83 2.12 3.72 13.99 1.51 1.05 0.72 29.34 3.7
Sep/2018 187,104,742,728 19.40 2.25 3.64 13.52 1.51 1.05 0.72 27.19 3.7
Aug/2018 189,133,682,065 19.66 2.42 3.56 13.68 1.47 1.02 0.71 29.57 3.9
Jul/2018 189,943,688,305 19.71 2.36 3.56 13.79 1.45 1.03 0.72 29.11 3.9
Jun/2018 188,315,013,003 19.37 2.39 3.54 13.44 1.47 1.05 0.76 28.85 4.0
May/2018 188,857,318,961 19.82 2.57 3.48 13.77 1.48 1.08 0.77 29.07 3.8
Apr/2018 186,719,497,170 18.86 2.63 3.46 12.77 1.53 1.11 0.77 27.45 3.9
Mar/2018 186,278,795,365 20.02 2.59 3.38 14.05 1.61 1.15 0.82 29.16 4.1
Feb/2018 187,329,234,410 19.05 2.42 3.30 13.33 1.64 1.18 0.83 25.98 4.1
Jan/2018 198,570,797,442 18.18 2.24 3.28 12.66 1.61 1.15 0.81 28.65 4.1
Dec/2017 205,965,409,720 19.41 2.36 3.24 13.81 1.56 1.11 0.77 28.03 4.1
Nov/2017 201,612,077,549 18.91 2.34 3.16 13.41 1.58 1.11 0.76 26.97 4.1
Oct/2017 199,081,521,817 19.06 2.23 3.15 13.68 1.57 1.10 0.76 27.35 4.1
Sep/2017 200,117,412,728 18.57 2.17 3.13 13.80 1.52 1.06 0.73 26.55 4.2
Aug/2017 205,439,862,396 18.71 2.26 3.22 13.22 1.47 1.02 0.71 28.08 4.4
Jul/2017 205,829,773,957 18.70 2.20 3.20 13.30 1.50 1.00 0.70 27.20 4.3
Jun/2017 206,798,703,092 18.60 2.30 3.20 13.20 1.40 1.00 0.70 28.10 4.4
May/2017 203,432,278,172 19.00 2.50 3.10 13.40 1.50 1.00 0.70 27.80 4.3
Apr/2017 203,683,001,962 17.90 2.40 3.10 12.40 1.50 1.10 0.70 25.60 4.4
Mar/2017 202,621,871,606 18.90 2.50 3.10 13.30 1.60 1.10 0.80 28.20 4.5
Feb/2017 204,370,354,199 18.39 2.29 3.04 13.06 1.58 1.13 0.80 25.57 4.7
Jan/2017 209,878,428,508 17.50 2.20 3.00 12.30 1.60 1.10 0.80 27.11 4.8
Dec/2016 216,778,448,337 18.73 2.18 2.94 13.60 1.52 1.07 0.74 27.33 4.7
Nov/2016 211,688,948,259 18.30 2.20 2.95 13.15 1.53 1.07 0.73 25.60 4.6
Oct/2016 210,330,035,918 18.20 2.00 2.90 13.30 1.50 1.00 0.70 25.70 4.9
Sep/2016 211,445,043,912 18.07 1.93 2.89 13.25 1.45 1.00 0.68 26.82 5.0
Aug/2016 210,903,060,688 18.35 2.09 2.88 13.37 1.41 0.98 0.68 27.31 4.9
Jul/2016 208,802,147,026 18.33 2.03 2.86 13.45 1.40 0.98 0.67 26.23 4.9
Jun/2016 210,142,995,740 18.54 1.97 2.80 13.76 1.38 0.97 0.68 27.69 4.9
May/2016 207,470,935,091 18.81 2.29 2.83 13.69 1.37 0.97 0.68 26.89 4.7
Apr/2016 207,475,945,269 18.29 2.21 2.81 13.27 1.41 1.01 0.70 25.83 5.0
Mar/2016 207,632,232,337 18.71 2.24 2.81 13.66 1.46 1.04 0.74 27.02 5.0
Feb/2016 212,139,517,165 18.57 2.22 2.85 13.50 1.49 1.07 0.76 25.53 4.9
Jan/2016 221,856,987,174 17.38 2.16 2.81 12.41 1.52 1.09 0.77 25.78 4.9
Dec/2015 230,555,462,046 19.04 2.17 2.75 14.11 1.51 1.07 0.74 27.71 5.0
Nov/2015 225,997,120,176 18.32 2.14 2.70 13.47 1.54 1.08 0.74 24.75 5.0
Oct/2015 227,229,287,525 18.12 2.01 2.67 13.44 1.52 1.06 0.72 25.84 5.0
Sep/2015 231,428,979,507 18.12 2.03 2.66 13.42 1.48 1.02 0.70 25.87 5.1
Aug/2015 235,465,669,925 18.08 2.11 2.66 13.30 1.42 0.99 0.68 25.65 5.1
Jul/2015 234,881,049,074 18.36 2.07 2.59 13.69 1.43 1.00 0.70 27.15 5.3
Jun/2015 236,650,964,272 18.52 2.17 2.65 13.70 1.43 1.00 0.70 26.42 5.3
May/2015 237,677,656,420 18.59 2.36 2.63 13.61 1.43 1.03 0.73 25.75 5.5
Apr/2015 237,447,132,586 17.74 2.36 2.62 12.77 1.50 1.08 0.75 25.33 5.4
Mar/2015 234,845,861,796 18.87 2.34 2.59 13.94 1.57 1.11 0.79 26.22 5.5
Feb/2015 234,449,841,843 18.15 2.38 2.59 13.18 1.65 1.19 0.84 24.29 5.5
Jan/2015 243,310,584,171 16.89 2.31 2.54 12.04 1.65 1.19 0.83 25.62 5.7
Dec/2014 251,198,618,111 18.74 2.42 2.55 13.76 1.64 1.16 0.81 26.45 5.6
Nov/2014 245,010,959,052 17.66 2.36 2.56 12.74 1.68 1.19 0.81 23.37 5.8
Oct/2014 244,713,922,698 17.80 2.10 2.52 13.17 1.68 1.17 0.81 25.61 5.8
Sep/2014 243,673,692,101 18.10 2.21 2.53 13.36 1.64 1.14 0.77 25.29 5.9
Aug/2014 247,264,545,803 17.83 2.40 2.53 12.91 1.58 1.10 0.75 25.50 6.1
Jul/2014 240,877,645,226 18.00 2.21 2.52 13.27 1.62 1.13 0.79 26.32 6.2
Jun/2014 241,738,089,398 18.19 2.45 2.56 13.18 1.61 1.13 0.80 25.32 6.1
May/2014 242,469,663,696 17.87 2.66 2.54 12.67 1.63 1.17 0.83 25.35 6.3
Apr/2014 239,695,594,277 17.68 2.66 2.54 12.48 1.72 1.24 0.86 24.62 6.3
Mar/2014 239,792,415,629 18.36 2.63 2.54 13.16 1.79 1.27 0.90 24.90 6.7
Feb/2014 240,147,194,757 17.77 2.55 2.59 12.63 1.87 1.34 0.94 23.68 6.7
Jan/2014 247,624,488,389 17.14 2.62 2.58 11.94 1.86 1.33 0.93 25.55 6.6
Dec/2013 245,867,600,096 18.51 2.77 2.65 13.10 1.89 1.35 0.94 25.05 6.7
Nov/2013 237,177,256,728 17.76 2.62 2.61 12.53 1.96 1.38 0.95 23.20 7.0
Oct/2013 237,295,877,382 17.85 2.53 2.37 12.94 1.96 1.36 0.94 24.73 7.3
Sep/2013 235,293,008,278 18.44 2.61 2.71 13.11 1.95 1.37 0.94 24.04 7.2
Aug/2013 238,569,714,759 17.76 2.82 2.71 12.24 1.91 1.34 0.93 24.59 7.3
Jul/2013 239,690,372,933 18.20 2.78 2.75 12.68 1.98 1.38 0.97 24.87 7.4
Jun/2013 241,420,048,841 17.87 3.05 2.80 12.02 1.99 1.40 1.01 23.76 7.6
May/2013 241,828,540,805 18.22 3.06 2.78 12.37 2.03 1.50 1.07 24.95 7.6
Apr/2013 242,253,622,927 17.85 3.32 2.85 11.68 2.12 1.55 1.10 23.69 7.5
Mar/2013 241,993,231,604 18.39 3.25 2.89 12.25 2.25 1.64 1.17 24.02 7.6
Feb/2013 257,265,932,319 17.83 3.31 2.86 11.66 2.35 1.72 1.23 22.41 7.7
Jan/2013 263,655,028,509 17.38 3.26 2.86 11.26 2.37 1.71 1.22 24.51 7.9
Dec/2012 271,226,482,111 18.24 3.45 2.88 11.92 2.33 1.68 1.17 23.22 7.8
Nov/2012 262,746,872,370 17.98 3.27 2.86 11.85 2.43 1.73 1.19 22.68 7.8
Oct/2012 262,948,977,375 18.15 3.38 2.88 11.89 2.37 1.71 1.19 23.18 7.9
Sep/2012 259,570,032,223 17.91 3.39 2.93 11.59 2.37 1.71 1.19 22.11 7.8
Aug/2012 262,592,599,477 18.04 3.48 2.91 11.65 2.36 1.69 1.18 23.44 8.1
Jul/2012 262,608,883,029 18.07 3.80 2.96 11.32 2.38 1.72 1.22 23.16 8.3
Jun/2012 264,314,367,556 17.93 3.58 2.93 11.42 2.43 1.77 1.27 22.82 8.2
May/2012 265,684,325,364 18.17 4.14 2.94 11.09 2.49 1.84 1.33 23.12 8.2
Apr/2012 266,919,938,829 18.05 4.46 2.95 10.64 2.62 1.94 1.40 22.31 8.1
Mar/2012 268,146,985,255 18.23 4.12 2.93 11.18 2.76 2.04 1.48 22.75 8.2
Feb/2012 273,044,447,815 18.15 4.28 2.89 10.98 2.91 2.14 1.55 21.75 8.3
Jan/2012 280,235,919,384 17.60 4.32 2.98 10.30 2.96 2.18 1.56 22.62 8.3
Dec/2011 288,840,358,077 19.09 4.39 3.04 11.66 2.95 2.15 1.52 22.22 8.5
Nov/2011 282,325,635,484 19.07 4.66 3.01 11.40 3.07 2.21 1.55 21.23 8.6
Oct/2011 281,654,171,806 19.12 4.53 3.01 11.57 3.08 2.21 1.56 21.35 9.0
Sep/2011 283,124,608,319 19.27 4.60 2.99 11.67 3.09 2.21 1.55 22.03 9.1
Aug/2011 284,923,516,341 20.00 5.24 2.99 11.77 3.06 2.20 1.56 22.52 9.1
Sep/2011 287,248,117,742 19.87 5.38 2.97 11.53 3.12 2.27 1.63 21.75 9.1
Oct/2011 288,180,307,927 20.07 5.35 2.99 11.72 3.21 2.36 1.72 22.40 9.2
May/2011 293,212,366,479 20.60 6.26 3.03 11.31 3.32 2.48 1.81 21.96 9.1
Apr/2011 291,268,963,598 19.86 6.42 3.04 10.40 3.52 2.65 1.91 20.74 9.0
Mar/2011 296,081,694,314 21.31 6.58 3.13 11.60 3.77 2.81 2.05 22.33 8.8
Feb/2011 299,416,501,457 20.89 6.92 3.26 10.71 4.01 2.99 2.20 20.18 8.9
Jan/2011 307,840,476,017 20.23 6.91 3.27 10.04 4.08 3.08 2.25 20.93 9.0
Dec/2010 322,459,189,461 21.52 7.39 3.21 10.92 4.14 3.10 2.24 21.54 9.4
Nov/2010 315,350,075,875 21.43 8.03 3.18 10.22 4.26 3.13 2.22 19.87 9.8
Oct/2010 318,544,524,464 21.38 8.10 3.17 10.11 4.54 3.34 2.38 19.74 9.6
Sep/2010 330,205,639,167 21.70 8.26 3.18 10.27 4.63 3.40 2.43 20.29 9.6
Aug/2010 335,529,590,766 22.45 9.38 3.23 9.84 4.66 3.46 2.49 19.96 9.6
Jul/2010 341,903,369,107 22.18 8.84 3.27 10.07 4.87 3.65 2.65 20.15 9.5
Jun/2010 345,484,468,477 22.55 9.68 3.26 9.61 5.01 3.76 2.74 20.15 9.5
May/2010 351,694,744,448 22.16 10.06 3.23 8.87 5.15 3.90 2.83 19.47 9.7
Apr/2010 354,486,627,891 21.70 10.16 3.15 8.39 5.42 4.08 2.89 19.30 9.9
Mar/2010 357,915,442,270 22.15 10.10 3.15 8.90 5.62 4.17 3.04 19.48 9.7
Feb/2010 372,071,335,083 21.98 10.53 3.18 8.27 5.73 4.33 3.16 18.01 9.7
Jan/2010 395,058,613,781 20.33 10.30 3.18 6.85 5.68 4.30 3.12 18.64 9.7
Dec/2009 406,412,830,127 21.27 9.44 3.18 8.66 5.75 4.33 3.12 19.36 10.0
Nov/2009 400,737,776,899 20.38 9.91 3.18 7.28 5.89 4.36 3.06 17.76 10.0
Oct/2009 401,620,591,747 20.25 9.30 3.23 7.73 5.85 4.25 2.95 18.39 10.2
Sep/2009 407,271,324,669 19.71 9.94 3.25 6.52 5.67 4.08 2.75 17.99 9.8
Aug/2009 411,734,696,229 19.49 10.53 3.09 5.87 5.51 3.91 2.81 18.08 9.7
Jul/2009 412,479,321,424 19.19 9.82 3.09 6.29 5.44 4.08 2.93 18.56 9.4
Jun/2009 413,525,375,933 17.84 10.42 3.13 4.29 5.53 4.12 3.00 17.82 9.5
May/2009 414,826,380,530 17.49 9.95 3.09 4.44 5.68 4.28 3.08 17.53 9.4
Apr/2009 418,964,150,811 16.84 9.38 3.17 4.30 6.12 4.55 3.20 16.80 8.9
Mar/2009 415,895,711,230 17.65 8.76 3.24 5.65 6.19 4.49 3.18 17.84 8.5
Feb/2009 419,451,788,654 16.93 8.26 3.20 5.48 6.02 4.38 3.03 16.17 8.1
Jan/2009 426,726,976,966 16.22 7.30 3.19 5.73 5.75 4.10 2.80 17.38 7.6
Dec/2008 441,515,656,518 17.43 7.16 3.83 6.44 5.34 3.75 2.55 17.69 7.2
Nov/2008 436,264,826,677 16.79 6.59 4.11 6.09 5.11 3.57 2.43 16.33 6.8
Oct/2008 443,371,890,033 17.45 6.40 6.38 4.67 4.89 3.42 2.33 18.53 6.6
Sep/2008 447,800,238,766 17.36 6.18 4.89 6.29 4.64 3.23 2.21 18.13 6.2
Aug/2008 449,298,875,164 17.55 6.42 4.81 6.32 4.50 3.16 2.19 18.73 6.2
Jul/2008 440,298,552,188 17.68 6.10 4.79 6.80 4.45 3.17 2.23 19.32 5.8
Jun/2008 440,651,292,886 17.91 6.16 4.77 6.98 4.40 3.16 2.22 19.08 5.6
May/2008 438,757,019,192 17.83 5.96 4.80 7.07 4.35 3.15 2.22 19.57 5.5
Apr/2008 427,241,081,149 17.95 5.93 4.94 7.08 4.46 3.22 2.25 18.57 5.0
Mar/2008 422,195,617,973 18.79 5.71 5.02 8.06 4.51 3.23 2.27 18.97 5.1
Feb/2008 428,472,096,485 18.87 5.25 5.27 8.35 4.50 3.21 2.24 18.46 4.8
Jan/2008 434,496,874,875 18.54 5.19 6.13 7.23 4.46 3.14 2.17 20.27 4.9
Dec/2007 432,780,072,418 20.02 4.86 6.78 8.38 4.29 3.00 2.06 19.20 5.0
Nov/2007 426,663,564,129 20.19 4.64 6.55 9.00 4.25 2.93 1.99 18.98 4.7
Oct/2007 418,090,682,531 20.02 4.57 6.89 8.56 4.14 2.83 1.93 20.20 4.8
Sep/2007 412,349,438,466 19.28 4.30 7.31 7.68 4.02 2.74 1.85 18.97 4.7
Aug/2007 411,822,863,026 19.96 4.31 7.23 8.43 3.83 2.59 1.77 20.90 4.7
Jul/2007 404,047,342,691 19.80 4.32 6.99 8.48 3.75 2.57 1.77 20.78 4.7
Jun/2007 406,052,071,307 19.00 4.20 7.01 7.79 3.65 2.52 1.75 20.32 4.6
May/2007 393,852,170,948 19.30 4.38 7.02 7.92 3.65 2.55 1.79 20.53 4.5
Apr/2007 390,865,040,199 18.80 4.44 7.00 7.36 3.69 2.59 1.81 19.67 4.5
Mar/2007 391,670,051,593 19.84 4.32 7.03 8.49 3.77 2.63 1.86 21.13 4.4
Feb/2007 391,249,015,944 18.90 4.20 6.97 7.73 3.85 2.68 1.88 18.85 4.5
Jan/2007 390,068,377,419 18.57 4.06 7.02 7.49 3.82 2.65 1.85 20.96 4.6
Dec/2006 398,131,581,807 19.13 4.16 7.04 7.93 3.77 2.59 1.79 19.59 4.4
Nov/2006 388,186,014,620 18.59 4.07 7.00 7.52 3.85 2.62 1.79 19.48 4.5
Oct/2006 380,612,286,325 19.00 3.82 7.01 8.19 3.77 2.54 1.73 20.10 4.4
Sep/2006 378,207,182,856 18.44 3.71 7.00 7.75 3.70 2.49 1.68 19.29 4.5
Aug/2006 374,838,622,430 19.30 3.73 7.01 8.58 3.59 2.40 1.57 21.17 4.7
Jul/2006 368,769,180,608 19.10 3.88 6.96 8.27 3.55 2.39 1.57 20.63 4.7
Jun/2006 375,773,652,833 18.59 3.37 6.91 8.33 3.48 2.36 1.57 20.92 4.6
May/2006 376,172,153,988 19.15 3.47 6.77 8.93 3.47 2.36 1.57 21.23 4.7
Apr/2006 366,426,832,237 18.50 3.50 6.55 8.47 3.59 2.45 1.60 19.50 4.7
Mar/2006 365,716,822,010 19.71 3.10 6.41 10.20 3.61 2.83 1.58 22.04 4.7
Feb/2006 377,240,720,633 18.80 2.92 6.31 9.59 3.60 2.37 1.57 19.34 4.7
Jan/2006 383,068,531,520 18.37 3.17 6.26 8.96 3.43 2.30 1.52 20.84 4.7
Dec/2005 399,232,123,634 18.61 6.94 6.24 5.41 3.31 2.22 1.42 19.77 4.8
Nov/2005 389,717,777,002 18.03 6.59 6.07 5.37 3.74 2.52 1.47 18.80 5.0
Oct/2005 385,445,369,124 18.72 6.83 5.87 6.03 3.99 2.71 1.60 18.88 5.0
Sep/2005 390,962,757,327 18.32 5.21 5.75 7.36 3.99 2.72 1.61 19.09 5.1
Aug/2005 390,168,155,776 19.21 5.30 5.55 8.36 3.94 2.68 1.59 19.72 4.9
Jul/2005 390,163,190,065 18.80 5.62 5.52 7.64 4.01 2.71 1.59 18.64 5.0
Jun/2005 392,966,609,020 18.02 5.63 5.35 7.07 3.97 2.67 1.59 18.76 5.0
May/2005 390,141,497,851 18.76 6.01 5.29 7.48 3.99 2.70 1.63 18.75 5.1
Apr/2005 389,032,969,072 17.92 5.73 5.17 7.02 4.04 2.82 1.70 17.79 5.1
Mar/2005 390,160,177,979 18.53 5.48 5.04 8.01 4.16 2.90 1.74 19.03 5.2
Feb/2005 392,520,047,952 17.97 5.63 4.89 7.45 4.34 2.93 1.79 16.98 5.4
Jan/2005 395,073,954,720 17.50 5.58 4.80 7.12 4.38 3.05 1.80 18.14 5.2
Dec/2004 407,565,524,591 17.83 5.89 4.78 7.16 4.31 2.98 1.74 18.20 5.4
Nov/2004 395,602,125,239 18.15 6.00 4.67 7.48 4.50 3.09 1.80 17.33 5.4
Oct/2004 395,263,611,441 18.17 5.89 4.37 7.91 4.49 3.08 1.77 17.15 5.5
Sep/2004 399,276,178,619 17.14 5.58 4.29 7.27 4.46 3.03 1.73 17.40 5.4
Aug/2004 401,618,790,186 17.87 5.90 4.06 7.92 4.34 2.96 1.69 17.91 5.4
Jul/2004 401,702,486,065 17.31 5.81 3.88 7.63 4.34 2.96 1.70 17.60 5.5
Jun/2004 402,680,110,845 17.42 6.31 3.75 7.35 4.36 2.97 1.72 17.55 5.6
May/2004 401,220,466,231 17.68 6.69 3.62 7.37 4.41 3.06 1.80 17.20 5.6
Apr/2004 403,757,686,913 17.23 6.44 3.61 7.17 4.52 3.20 1.86 17.22 5.6
Mar/2004 397,440,285,092 18.05 6.64 3.63 7.78 4.76 3.35 1.95 17.48 5.8
Feb/2004 401,599,206,126 17.80 6.65 3.63 7.53 5.02 3.51 2.03 16.10 5.6
Jan/2004 411,407,373,772 16.86 6.56 3.64 6.66 5.11 3.55 2.05 16.76 5.7
Dec/2003 417,113,702,543 17.75 6.74 3.74 7.26 5.04 3.48 2.02 16.62 5.7
Nov/2003 403,134,304,097 17.21 6.78 3.74 6.69 5.19 3.59 2.06 15.59 5.8
Oct/2003 399,195,203,783 17.78 6.60 3.73 7.44 5.21 3.59 2.04 17.02 6.0
Sep/2003 396,215,701,226 17.69 6.66 3.75 7.28 5.25 3.60 2.03 16.40 6.1
Aug/2003 398,927,309,446 17.96 6.89 3.75 7.32 5.20 3.58 2.03 16.44 6.1
Jul/2003 409,809,996,629 17.88 6.96 3.78 7.14 5.11 3.57 2.03 17.00 6.2
Jun/2003 406,953,881,185 17.73 6.95 3.83 6.96 5.14 3.59 2.05 16.30 6.3
May/2003 404,546,642,208 17.64 7.24 3.90 6.51 5.18 3.63 2.08 16.39 6.1
Apr/2003 399,147,181,648 17.35 7.27 3.91 6.17 5.27 3.70 2.11 15.79 6.0
Mar/2003 395,347,779,756 18.54 7.26 3.92 7.36 5.43 3.79 2.16 16.44 5.9
Feb/2003 398,512,226,835 17.65 7.11 3.98 6.56 5.57 3.86 2.17 14.87 5.9
Jan/2003 400,321,607,717 17.33 6.96 4.03 6.34 5.57 3.80 2.15 16.52 5.8
Dec/2002 409,126,188,031 18.23 7.29 4.08 6.86 5.43 3.69 2.08 15.74 6.0
Nov/2002 392,244,722,485 17.78 7.00 4.13 6.65 5.55 3.78 2.11 14.69 5.9
Oct/2002 386,116,446,183 18.72 6.67 4.44 7.61 5.53 3.73 2.08 16.31 5.7
Sep/2002 382,525,159,272 18.35 6.54 4.47 7.35 5.47 3.65 2.02 15.43 5.7
Aug/2002 385,449,293,829 18.38 6.33 4.48 7.56 5.21 3.45 1.91 16.06 5.7
Jul/2002 384,295,410,192 18.81 6.61 4.52 7.68 5.09 3.37 1.85 16.08 5.8
Jun/2002 381,097,388,337 18.15 6.84 4.55 6.76 5.07 3.38 1.89 15.19 5.8
May/2002 380,821,440,943 18.63 6.88 4.60 7.15 5.02 3.41 1.93 16.46 5.8
Apr/2002 373,028,851,081 18.41 7.17 4.53 6.70 5.17 3.54 2.02 15.57 5.9
Mar/2002 375,270,411,365 19.55 7.34 4.63 7.57 5.34 3.68 2.11 16.18 5.7
Feb/2002 379,960,387,526 18.43 6.49 4.54 7.41 5.52 3.78 2.10 14.96 5.7
Jan/2002 384,979,842,286 18.70 6.63 4.56 7.51 5.51 3.71 2.03 16.87 5.7
Dec/2001 392,883,867,451 19.08 6.63 4.65 7.80 5.36 3.56 1.92 15.80 5.7
Nov/2001 379,199,659,479 19.04 6.40 5.05 7.58 5.30 3.52 1.84 15.47 5.5
Oct/2001 374,562,969,060 20.00 6.60 5.25 8.17 5.16 3.35 1.83 16.31 5.3
Sep/2001 367,385,618,822 18.96 6.28 5.85 6.80 5.09 3.47 1.85 14.89 5.0
Aug/2001 367,999,722,484 20.04 6.29 6.16 7.60 5.01 3.30 1.77 16.84 4.9
Jul/2001 364,403,348,923 19.96 6.44 6.34 7.19 5.01 3.31 1.77 16.38 4.6
Jun/2001 357,203,518,776 19.34 6.30 6.46 6.58 4.92 3.26 1.72 16.04 4.5
May/2001 356,846,692,345 20.12 6.62 6.68 6.83 4.86 3.21 1.72 16.38 4.3
Apr/2001 351,288,625,989 19.84 6.40 7.21 6.25 4.90 3.29 1.81 15.71 4.4
Mar/2001 348,153,020,106 21.06 5.77 7.48 7.82 4.93 3.33 1.81 16.74 4.3
Feb/2001 342,762,068,104 19.98 5.64 7.59 6.75 5.08 3.36 1.78 15.24 4.2
Jan/2001 346,015,995,011 19.82 5.25 8.06 6.50 4.91 3.22 1.68 16.85 4.2
Dec/2000 350,443,847,972 19.92 6.31 8.66 4.95 4.69 3.04 1.56 15.42 3.9
Nov/2000 341,304,290,145 19.47 5.14 8.49 5.84 4.71 3.00 1.63 15.72 3.9
Oct/2000 333,324,066,058 20.42 5.25 8.52 6.64 4.59 2.95 1.53 16.60 3.9
Sep/2000 331,123,634,889 19.06 4.92 8.52 5.62 4.40 2.79 1.48 15.50 3.9
Aug/2000 330,706,779,247 19.98 4.93 8.57 6.48 4.19 2.71 1.44 17.06 4.1
Jul/2000 323,786,665,640 19.66 5.02 8.43 6.20 4.20 2.70 1.43 16.20 4.0
Jun/2000 321,251,890,510 19.45 5.16 8.60 5.70 4.09 2.64 1.40 16.73 4.0
May/2000 310,213,992,100 19.85 5.84 8.46 5.55 4.12 2.66 1.45 16.81 4.0
Apr/2000 307,733,920,747 19.12 5.38 8.01 5.74 4.23 2.75 1.53 15.56 3.8
Mar/2000 304,234,468,011 21.21 5.53 8.19 7.49 4.30 2.90 1.62 17.41 4.0
Feb/2000 306,377,431,469 20.78 5.54 7.89 7.35 4.62 3.06 1.69 16.01 4.1
Jan/2000 308,665,870,593 20.04 5.56 7.76 6.72 4.73 3.09 1.71 16.43 4.0
Dec/1999 314,701,868,020 20.85 5.70 8.36 6.80 4.61 3.05 1.67 16.80 4.0
Nov/1999 304,841,011,123 20.55 5.64 7.62 7.28 4.82 3.14 1.68 16.13 4.1
Oct/1999 301,117,937,624 20.96 5.50 7.63 7.84 4.83 3.08 1.64 16.29 4.1
Sep/1999 299,927,612,604 20.09 5.35 7.42 7.32 4.67 2.97 1.59 16.99 4.2
Aug/1999 295,142,389,159 20.75 5.68 7.41 7.65 4.55 2.87 1.54 17.21 4.2
Jul/1999 292,037,768,528 20.27 5.68 7.30 7.29 4.47 2.82 1.53 16.68 4.3
Jun/1999 286,206,059,554 20.07 5.93 7.18 6.96 4.40 2.81 1.55 16.54 4.3
May/1999 281,052,407,616 20.80 6.11 7.01 7.68 4.44 2.89 1.58 16.61 4.2
Apr/1999 281,248,956,846 19.83 5.89 7.17 6.78 4.49 2.93 1.61 16.26 4.3
Mar/1999 277,518,403,519 21.34 5.93 7.19 8.23 4.63 3.03 1.65 17.31 4.2
Feb/1999 274,420,367,652 20.65 6.03 7.01 7.61 5.02 3.45 1.95 15.73 4.4
Jan/1999 274,476,032,502 20.13 6.01 7.32 6.80 5.03 3.42 1.93 16.23 4.3
Dec/1998 276,233,760,354 20.65 5.53 7.58 7.54 4.97 3.24 1.87 16.25 4.4
Nov/1998 264,876,875,669 20.65 5.91 7.26 7.47 5.02 3.33 1.93 15.53 4.4
Oct/1998 262,953,514,023 21.14 5.79 7.55 7.80 5.11 3.28 1.86 16.44 4.5
Sep/1998 262,563,908,593 20.27 5.98 7.67 6.63 5.04 3.27 1.85 15.61 4.6
Aug/1998 260,759,122,294 20.12 5.85 7.70 6.57 4.94 3.22 1.83 16.18 4.5
Jul/1998 262,834,060,241 19.98 5.90 6.69 7.39 4.92 3.22 1.85 16.47 4.5
Jun/1998 258,845,051,966 19.52 6.35 7.63 5.54 4.84 3.18 1.85 15.71 4.5
May/1998 255,292,349,470 19.27 6.21 7.72 5.34 4.93 3.26 1.92 15.13 4.4
Apr/1998 241,748,097,934 18.96 6.26 6.10 6.61 5.05 3.23 1.85 15.05 4.3
Mar/1998 241,660,587,294 20.50 6.35 7.83 6.32 5.21 3.38 1.95 15.53 4.7
Feb/1998 239,936,410,411 18.93 6.29 7.65 4.98 5.49 3.27 1.78 14.23 4.6
Jan/1998 243,487,868,560 18.61 6.12 7.90 4.60 5.68 3.47 1.95 15.25 4.6
Dec/1997 248,134,408,773 19.49 6.38 8.05 5.06 5.57 3.40 1.89 15.07 4.7
Nov/1997 239,902,389,390 18.57 6.28 7.79 4.50 5.42 3.26 1.76 13.28 4.6
Oct/1997 236,916,740,489 19.57 6.10 7.93 5.54 5.30 3.17 1.69 15.34 4.7
Sep/1997 233,749,299,154 19.09 6.17 7.79 5.14 5.32 3.15 1.69 14.43 4.9
Aug/1997 232,250,862,103 18.88 6.10 7.77 5.01 5.24 3.10 1.67 14.00 4.8
Jul/1997 230,505,332,585 19.17 6.33 7.93 4.91 5.12 3.06 1.67 15.34 4.9
Jun/1997 229,493,560,144 18.63 6.19 7.82 4.63 5.05 2.99 1.63 14.29 5.0
May/1997 228,684,076,201 18.71 6.28 7.89 4.54 5.05 3.03 1.64 14.67 4.9
Apr/1997 228,751,544,383 18.22 6.35 7.79 4.07 5.23 3.18 1.79 13.87 5.1
Mar/1997 222,902,292,626 19.62 6.08 7.66 5.88 5.45 3.37 1.91 14.36 5.2
Feb/1997 225,832,378,165 18.19 5.83 7.53 4.83 5.70 3.47 1.94 13.49 5.2
Jan/1997 224,901,945,784 17.93 5.73 7.83 4.37 5.72 3.43 1.90 14.58 5.3
Dec/1996 230,079,317,992 18.72 5.58 7.74 5.40 5.58 3.30 1.80 13.72 5.4
Nov/1996 218,591,256,477 17.86 5.58 7.72 4.56 5.51 3.24 1.79 12.74 5.4
Oct/1996 215,138,339,730 18.31 5.06 7.74 5.51 5.27 3.07 1.68 14.31 5.2
Sep/1996 214,108,816,522 17.67 5.11 7.73 4.83 5.12 2.94 1.59 13.40 5.2
Aug/1996 209,810,657,303 17.81 4.86 7.85 5.10 4.97 2.79 1.51 13.92 5.1
Jul/1996 201,536,087,046 17.91 5.13 7.80 4.98 4.82 2.70 1.46 14.25 5.5
Jun/1996 194,020,741,202 17.52 5.31 7.67 4.54 4.82 2.66 1.42 12.69 5.3
May/1996 188,541,700,354 17.90 5.07 7.80 5.03 4.75 2.66 1.45 13.72 5.6
Apr/1996 185,809,982,433 17.66 4.99 7.57 5.10 4.70 2.61 1.42 13.55 5.6
Mar/1996 181,932,695,529 18.20 4.62 7.62 5.96 4.84 2.71 1.44 13.77 5.5
Feb/1996 180,236,934,724 17.69 4.28 7.59 5.82 4.95 2.70 1.41 13.47 5.5
Jan/1996 183,091,563,137 17.12 4.14 7.91 5.07 4.86 2.56 1.35 13.72 5.6
Dec/1995 185,480,070,188 17.54 4.08 8.18 5.28 4.68 2.45 1.26 13.05 5.6
Nov/1995 174,929,293,327 17.55 3.79 7.89 5.87 4.54 2.40 1.27 13.27 5.6
Oct/1995 166,640,824,753 18.04 3.78 7.86 6.39 4.50 2.34 1.22 14.19 5.5
Sep/1995 158,255,668,061 17.48 3.73 8.11 5.64 4.71 2.54 1.43 13.08 5.6
Aug/1995 146,316,205,983 18.07 3.50 8.21 6.36 4.31 2.20 1.12 14.24 5.7
Jul/1995 144,323,490,224 17.94 3.51 8.20 6.23 4.24 2.14 1.08 13.66 5.7
Jun/1995 140,322,795,404 17.81 3.33 8.32 6.16 4.18 2.10 1.05 13.89 5.6
May/1995 129,998,473,799 18.31 3.44 8.27 6.60 4.05 2.01 1.03 13.85 5.6
Apr/1995 122,735,366,454 17.64 3.41 8.31 5.92 4.08 2.06 1.05 12.85 5.8
Mar/1995 124,473,582,834 18.71 3.34 8.47 6.90 4.11 2.10 1.06 14.35 5.4
Feb/1995 121,156,058,963 18.07 3.33 8.28 6.46 4.37 2.18 1.09 13.11 5.4
Jan/1995 120,579,720,060 17.32 3.34 8.16 5.83 4.37 2.15 1.06 14.63 5.6
Dec/1994 122,752,364,316 18.07 3.12 8.38 6.58 4.17 2.04 0.99 14.30 5.5
Nov/1994 119,037,451,996 17.56 3.20 8.16 6.19 4.04 1.99 0.97 14.01 5.6
Oct/1994 112,217,549,011 18.39 3.21 7.94 7.24 4.04 1.97 0.97 14.43 5.8
Sep/1994 110,392,772,512 17.64 3.13 7.98 6.53 3.96 1.93 0.95 14.41 5.9
Aug/1994 110,272,433,668 18.75 3.15 8.03 7.57 3.87 1.92 0.92 14.89 6.0
Jul/1994 102,315,270,312 18.45 3.50 7.98 6.98 4.06 1.98 0.94 14.31 6.1
Jun/1994 102,815,118,046 19.77 3.50 7.98 8.30 3.98 1.93 0.91 14.88 6.1
May/1994 100,483,587,356 18.81 3.69 7.89 7.24 3.99 1.94 0.93 15.01 6.1
Apr/1994 99,621,358,445 18.72 3.73 7.83 7.16 4.06 2.01 0.97 14.14 6.4
Mar/1994 97,443,470,274 19.00 3.67 7.80 7.53 4.22 2.15 1.01 15.26 6.5
Feb/1994 99,540,209,897 18.82 3.75 7.76 7.32 4.54 2.23 1.04 14.14 6.6
Jan/1994 98,283,024,360 17.75 3.72 7.88 6.16 4.64 2.25 1.03 14.85 6.6
Dec/1993 99,930,713,911 18.76 3.85 7.95 6.96 4.26 2.08 0.99 15.66 6.5
Nov/1993 95,529,102,646 19.00 3.99 8.10 6.90 4.37 2.15 0.98 14.37 6.6
Oct/1993 93,692,930,465 18.86 3.98 7.94 6.94 4.65 2.23 1.00 14.40 6.8
Sep/1993 87,985,101,130 18.70 4.04 8.18 6.48 4.82 2.31 1.02 14.34 6.7
Aug/1993 84,412,386,320 19.50 4.21 8.27 7.01 4.68 2.28 1.00 13.85 6.8
Jul/1993 84,070,118,812 19.11 4.19 8.32 6.59 4.62 2.26 0.99 13.92 6.9
Jun/1993 83,276,226,817 19.08 4.45 8.34 6.30 4.61 2.26 1.00 13.60 7.0
May/1993 81,111,076,105 19.33 4.42 8.52 6.38 4.61 2.27 1.01 13.53 7.1
Apr/1993 80,575,863,428 18.68 4.47 8.32 5.89 4.66 2.31 1.01 13.25 7.1
Mar/1993 81,070,563,453 19.04 4.47 8.21 6.36 4.84 2.42 1.03 13.44 7.0
Feb/1993 82,292,624,005 18.45 4.44 8.23 5.77 5.06 2.49 1.05 12.55 7.1
Jan/1993 83,163,698,935 17.97 4.53 8.28 5.16 5.18 2.55 1.05 13.51 7.3
Dec/1992 84,707,623,367 18.55 4.74 8.22 5.59 5.00 2.46 1.03 13.74 7.4
Nov/1992 77,643,411,894 18.83 4.81 8.38 5.64 5.08 2.56 1.04 12.54 7.4
Oct/1992 75,425,554,264 18.72 4.73 8.48 5.51 5.10 2.58 1.08 13.20 7.3
Sep/1992 75,854,674,623 18.62 4.84 8.39 5.39 5.09 2.54 1.02 12.41 7.6
Aug/1992 74,488,527,395 18.99 4.85 8.44 5.70 5.06 2.14 0.85 12.27 7.6
Jul/1992 72,810,812,214 18.54 4.85 8.53 5.16 4.92 2.49 1.00 12.78 7.7
Jun/1992 72,768,048,532 19.03 5.33 8.50 5.20 4.82 2.45 1.00 12.49 7.8
May/1992 71,441,816,832 18.68 5.09 8.44 5.16 4.95 2.53 1.04 12.00 7.6
Apr/1992 71,364,951,870 18.45 4.93 8.45 5.07 4.97 2.58 1.05 12.23 7.4
Mar/1992 71,332,406,850 19.09 5.05 8.45 5.59 5.08 2.67 1.08 12.41 7.4
Feb/1992 71,391,805,592 18.48 4.80 8.46 5.22 5.30 2.70 1.06 11.85 7.4
Jan/1992 71,378,091,431 17.86 4.72 8.35 4.79 5.41 2.72 1.06 13.24 7.3
ABS--Asset-backed securities.

S&P Global Ratings' Credit Card Quality Index--U.S. ABS Credit Card--Private Label
Monthly summary
Month/year Outstanding amount ($) Yield (%) Charge-off rate (%) Base rate (%) Spread rate (%) 30+ day delinquency rate (%) 60+ day delinquency rate (%) 90+ day delinquency rate (%) Total payment rate (%) U.S. unemployment rate (%)
Jun/2021 28,111,816,407 26.68 3.28 3.58 19.82 1.86 1.29 0.91 20.29 5.9
May/2021 27,317,245,390 26.74 3.35 3.70 19.68 1.91 1.39 1.02 19.39 5.8
Apr/2021 27,293,241,657 27.44 3.99 3.81 19.64 2.09 1.58 1.13 19.83 6.1
Mar/2021 26,715,319,910 28.49 4.40 3.82 20.27 2.41 1.77 1.28 20.09 6.0
Feb/2021 27,327,271,858 27.02 4.12 4.01 18.90 2.68 1.96 1.39 16.77 6.2
Jan/2021 28,175,519,449 27.90 3.39 3.98 20.53 2.71 1.96 1.37 19.25 6.3
Dec/2020 29,788,663,822 26.15 4.39 4.03 17.73 2.66 1.85 1.26 18.67 6.7
Nov/2020 29,369,883,215 27.24 3.32 3.91 20.00 2.69 1.87 1.26 17.54 6.7
Oct/2020 33,239,777,392 26.86 3.16 3.68 20.02 2.42 1.65 1.10 20.18 6.9
Sep/2020 33,548,092,041 25.73 3.44 3.68 18.62 2.29 1.55 1.07 19.68 7.9
Aug/2020 33,922,649,677 25.72 4.00 3.97 17.75 2.20 1.55 1.00 19.70 8.4
Jul/2020 34,397,118,373 26.08 4.28 3.97 17.83 2.29 1.56 1.13 20.47 10.2
Jun/2020 33,435,006,571 25.48 4.31 3.92 17.25 2.40 1.79 1.30 18.84 11.1
May/2020 33,804,722,269 26.81 4.63 3.94 18.25 2.63 1.95 1.41 17.72 13.3
Apr/2020 34,282,318,598 26.86 4.83 4.21 17.82 2.91 2.11 1.45 18.31 14.7
Mar/2020 36,266,809,017 26.80 4.95 4.23 17.62 3.00 2.10 1.45 18.77 4.4
Feb/2020 32,609,302,635 27.51 5.11 4.32 18.08 3.46 2.46 1.73 19.05 3.5
Jan/2020 33,651,446,194 26.20 5.02 4.31 16.87 3.43 2.44 1.69 20.88 3.6
Dec/2019 35,363,538,014 26.78 5.36 4.35 17.07 3.31 2.35 1.62 21.30 3.5
Nov/2019 32,188,489,630 26.76 5.13 4.38 17.26 3.62 2.57 1.74 19.01 3.5
Oct/2019 31,918,345,763 26.29 5.05 4.40 16.84 3.61 2.51 1.69 19.38 3.6
Sep/2019 33,161,101,711 26.93 4.60 4.48 17.86 3.53 2.43 1.64 19.00 3.5
Aug/2019 33,504,958,578 26.99 4.98 4.42 17.58 3.34 2.29 1.51 19.68 3.7
Jul/2019 33,187,943,002 26.53 4.99 4.48 17.06 3.28 2.22 1.48 19.55 3.7
Jun/2019 33,386,041,983 26.15 5.10 4.56 16.48 3.15 2.16 1.46 18.95 3.7
May/2019 33,626,164,829 25.63 5.64 4.56 15.43 3.08 2.15 1.53 20.04 3.6
Apr/2019 32,313,042,156 26.34 5.87 4.53 15.94 3.23 2.36 1.64 18.89 3.6
Mar/2019 32,454,980,785 27.26 5.90 4.62 16.61 3.42 2.45 1.72 18.89 3.8
Feb/2019 32,947,881,897 27.27 5.71 4.60 16.96 3.61 2.57 1.80 17.87 3.8
Jan/2019 34,102,833,616 25.68 5.42 4.56 15.70 3.61 2.57 1.78 19.54 4.0
Dec/2018 35,791,186,627 25.24 5.02 4.56 15.67 3.48 2.44 1.67 19.06 3.9
Nov/2018 34,963,154,217 25.71 4.49 4.56 16.66 3.47 2.40 1.63 18.79 3.7
Oct/2018 34,253,511,436 25.35 4.23 4.51 16.61 3.40 2.31 1.53 18.76 3.7
Sep/2018 34,473,344,966 25.94 4.62 5.59 15.02 3.18 2.13 1.40 18.48 3.7
Aug/2018 28,988,796,001 26.83 5.39 4.45 16.99 3.38 2.31 1.53 19.21 3.9
Jul/2018 29,246,109,957 26.33 5.33 4.50 16.50 3.34 2.27 1.51 18.77 3.9
Jun/2018 29,508,650,523 26.20 5.29 4.34 16.57 3.26 2.23 1.49 18.98 4.0
May/2018 29,741,839,326 26.03 5.17 4.43 16.43 3.22 2.21 1.56 18.63 3.8
Apr/2018 29,606,516,924 26.45 5.49 4.39 16.57 3.21 2.31 1.54 18.36 3.9
Mar/2018 29,976,436,199 26.74 5.30 4.21 17.23 3.32 2.30 1.56 18.82 4.1
Feb/2018 30,313,179,070 27.43 5.52 4.22 17.69 3.47 2.36 1.58 17.55 4.1
Jan/2018 31,282,204,977 25.69 5.27 4.20 16.22 3.41 2.32 1.56 19.27 4.1
Dec/2017 32,899,262,973 24.89 5.18 4.20 15.50 3.19 2.19 1.50 18.45 4.1
Nov/2017 31,497,800,184 25.10 5.01 3.94 16.15 3.23 2.26 1.52 18.25 4.1
Oct/2017 30,699,972,371 25.25 5.04 4.10 16.11 3.34 2.29 1.52 18.11 4.1
Sep/2017 30,754,260,133 25.96 4.45 3.79 17.72 3.34 2.26 1.52 17.87 4.2
Aug/2017 30,905,173,255 25.98 4.94 3.81 17.23 3.16 2.15 1.43 18.79 4.4
Jul/2017 31,016,046,793 25.80 4.90 3.80 17.10 3.10 2.10 1.40 18.20 4.3
Jun/2017 31,101,743,848 26.20 4.50 3.80 17.90 3.00 2.10 1.30 19.20 4.4
May/2017 31,187,298,685 25.13 5.75 3.79 15.59 2.96 1.98 1.38 20.48 4.3
Apr/2017 31,178,270,076 26.00 5.30 3.80 16.90 2.90 2.10 1.40 18.10 4.4
Mar/2017 31,267,886,724 26.00 5.00 3.80 17.20 3.00 2.10 1.40 18.60 4.5
Feb/2017 31,686,846,003 27.54 5.27 3.80 18.46 3.23 2.22 1.52 17.85 4.7
Jan/2017 32,618,402,546 25.04 4.76 3.82 16.46 3.19 2.21 1.50 18.83 4.8
Dec/2016 34,119,964,634 25.09 4.65 3.88 16.56 3.03 2.09 1.41 18.64 4.7
Nov/2016 32,709,824,647 26.13 4.76 3.88 17.48 3.19 2.19 1.46 17.90 4.6
Oct/2016 32,219,076,488 26.06 4.39 3.70 17.97 3.21 2.18 1.45 17.95 4.9
Sep/2016 32,396,117,268 26.42 4.22 3.71 18.49 3.11 2.11 1.40 18.59 5.0
Aug/2016 32,571,620,634 26.44 3.89 3.80 18.74 2.99 2.01 1.33 18.52 4.9
Jul/2016 32,769,945,880 25.78 4.29 3.75 17.73 2.90 1.95 1.30 18.09 4.9
Jun/2016 32,965,903,464 26.29 4.38 3.67 18.24 2.82 1.91 1.27 19.15 4.9
May/2016 32,833,119,873 25.28 4.49 3.66 17.13 2.79 1.88 1.30 17.97 4.7
Apr/2016 32,801,492,077 26.16 4.70 3.65 17.80 2.81 1.96 1.35 18.25 5.0
Mar/2016 32,942,163,273 25.86 4.57 3.55 17.74 2.87 2.01 1.38 18.33 5.0
Feb/2016 33,237,320,265 27.60 4.68 3.66 19.26 3.08 2.13 1.48 18.13 4.9
Jan/2016 34,424,165,889 25.19 4.49 3.63 17.07 3.10 2.15 1.48 18.68 4.9
Dec/2015 35,872,325,511 25.26 4.14 3.61 17.51 2.97 2.06 1.40 19.18 5.0
Nov/2015 34,178,710,032 25.90 4.25 3.42 18.22 3.12 2.14 1.43 17.98 5.0
Oct/2015 33,972,083,418 25.68 4.26 3.32 18.10 3.07 2.06 1.36 18.12 5.0
Sep/2015 34,015,671,523 26.04 3.89 3.38 18.76 3.00 2.00 1.34 17.86 5.1
Aug/2015 36,065,959,767 26.44 3.83 3.43 19.18 2.80 1.89 1.28 19.00 5.1
Jul/2015 36,101,724,846 26.42 4.17 3.43 18.83 2.70 1.81 1.22 19.68 5.3
Jun/2015 36,014,462,434 26.34 4.49 3.43 18.42 2.68 1.80 1.20 19.31 5.3
May/2015 36,077,705,341 25.95 4.71 3.43 17.81 2.64 1.79 1.24 18.78 5.5
Apr/2015 35,718,013,020 26.81 5.02 3.45 18.34 2.72 1.92 1.33 19.19 5.4
Mar/2015 35,666,839,890 26.89 4.45 3.41 19.03 2.91 2.04 1.41 18.62 5.5
Feb/2015 36,014,581,110 28.04 4.74 3.44 19.86 3.15 2.17 1.51 18.26 5.5
Jan/2015 37,426,140,599 25.62 4.55 3.41 17.66 3.15 2.17 1.49 19.59 5.7
Dec/2014 39,209,748,761 25.78 4.43 3.48 17.88 3.03 2.09 1.43 19.46 5.6
Nov/2014 37,180,857,005 26.46 4.25 3.38 18.82 3.22 2.22 1.51 18.17 5.8
Oct/2014 37,137,614,702 26.35 4.20 3.88 18.28 3.22 2.20 1.48 18.92 5.8
Sep/2014 37,282,606,469 26.72 4.02 3.94 18.76 3.19 2.16 1.45 18.70 5.9
Aug/2014 37,473,000,383 26.66 4.21 3.94 18.50 3.03 2.05 1.35 18.71 6.1
Jul/2014 37,595,564,734 26.62 4.11 4.02 18.49 2.95 1.98 1.31 19.31 6.2
Jun/2014 37,338,204,004 26.40 4.31 4.08 18.00 2.93 1.98 1.34 18.56 6.1
May/2014 37,329,262,953 25.91 4.83 4.02 17.06 2.87 1.98 1.38 18.76 6.3
Apr/2014 37,094,669,227 26.50 4.85 4.01 17.65 3.00 2.15 1.48 18.26 6.3
Mar/2014 37,043,702,197 27.03 4.78 4.07 18.18 3.22 2.27 1.56 18.14 6.7
Feb/2014 37,455,107,533 28.44 4.91 4.06 19.47 3.51 2.43 1.68 18.07 6.7
Jan/2014 38,910,382,744 26.01 4.83 4.06 17.13 3.47 2.41 1.64 19.35 6.6
Dec/2013 40,612,257,431 25.47 4.98 4.07 16.42 3.33 2.31 1.56 18.43 6.7
Nov/2013 38,479,759,643 26.72 4.92 3.98 17.83 3.50 2.40 1.61 18.16 7.0
Oct/2013 38,196,728,934 26.35 4.52 4.01 17.83 3.46 2.33 1.55 18.26 7.3
Sep/2013 38,213,985,203 26.39 4.14 4.04 18.20 3.40 2.27 1.51 17.84 7.2
Aug/2013 38,331,387,979 26.34 4.29 4.08 17.98 3.20 2.13 1.39 18.61 7.3
Jul/2013 38,429,363,736 26.29 4.10 4.07 18.12 3.11 2.06 1.36 18.46 7.4
Jun/2013 38,439,988,472 26.63 4.31 4.09 18.23 3.05 2.06 1.38 18.24 7.6
May/2013 38,345,831,135 26.07 4.82 4.14 17.12 2.98 2.05 1.42 18.70 7.6
Apr/2013 38,140,802,640 26.63 4.57 4.14 17.92 3.10 2.20 1.51 18.37 7.5
Mar/2013 38,373,450,855 26.94 4.71 4.12 18.11 3.29 2.30 1.57 18.19 7.6
Feb/2013 53,944,856,765 27.69 5.52 4.67 17.50 3.63 2.51 1.74 16.54 7.7
Jan/2013 55,850,201,121 24.73 5.02 4.69 15.02 3.63 2.54 1.74 17.96 7.9
Dec/2012 58,309,457,999 25.43 5.21 4.73 15.49 3.55 2.46 1.68 16.89 7.8
Nov/2012 55,388,157,492 26.19 5.29 4.74 16.17 3.74 2.56 1.71 17.13 7.8
Oct/2012 54,144,536,528 25.82 5.19 4.57 16.06 3.81 2.58 1.73 16.72 7.9
Sep/2012 54,294,924,389 26.83 5.51 4.51 16.81 3.81 2.56 1.73 16.41 7.8
Aug/2012 52,845,450,354 25.81 5.41 4.62 15.78 3.80 2.53 1.69 17.19 8.1
Jul/2012 53,106,694,316 25.72 5.58 4.61 15.53 3.78 2.50 1.68 16.49 8.3
Jun/2012 53,349,122,223 25.26 6.00 4.67 14.60 3.77 2.53 1.72 17.20 8.2
May/2012 52,779,945,314 25.67 6.15 4.94 14.74 3.86 2.57 1.79 16.95 8.2
Apr/2012 52,815,953,995 25.65 6.53 4.81 14.64 4.08 2.83 1.92 16.54 8.1
Mar/2012 53,223,856,986 25.53 6.35 4.94 14.23 4.28 2.95 1.99 17.36 8.2
Feb/2012 53,711,540,031 26.89 6.51 4.99 15.39 4.61 3.15 2.15 16.92 8.3
Jan/2012 55,805,300,402 23.62 6.17 4.55 12.90 4.66 3.19 2.15 17.19 8.3
Dec/2011 58,457,938,448 24.16 6.76 4.92 12.48 4.52 3.07 2.05 17.28 8.5
Nov/2011 54,027,483,216 25.29 6.56 4.94 13.79 4.95 3.32 2.19 16.18 8.6
Oct/2011 54,040,828,426 25.38 6.67 4.88 13.84 4.92 3.26 2.13 15.96 9.0
Sep/2011 54,426,202,005 25.13 6.33 4.78 14.03 4.82 3.18 2.08 16.52 9.1
Aug/2011 54,277,391,147 25.08 6.81 4.95 13.32 4.66 3.07 1.99 16.57 9.1
Jul/2011 54,696,441,775 25.00 6.89 5.25 12.86 4.60 3.03 1.98 16.16 9.1
Jun/2011 55,016,481,257 25.16 7.55 4.95 12.66 4.61 3.08 2.04 17.28 9.2
May/2011 54,007,166,574 24.68 8.03 4.97 11.68 4.77 3.21 2.21 16.02 9.1
Apr/2011 54,253,145,869 25.28 8.70 4.97 11.62 4.95 3.47 2.37 16.07 9.0
Mar/2011 54,783,887,150 25.85 8.41 5.03 12.41 5.27 3.66 2.49 17.21 8.8
Feb/2011 55,737,561,171 26.50 9.26 5.57 11.67 5.77 3.97 2.74 15.57 8.9
Jan/2011 57,941,912,788 23.93 9.09 5.54 9.30 5.80 4.05 2.80 16.10 9.0
Dec/2010 59,926,502,880 23.78 9.54 5.40 8.84 5.74 4.01 2.79 16.25 9.4
Nov/2010 56,809,068,560 25.05 10.19 5.52 9.33 6.24 4.34 2.98 15.14 9.8
Oct/2010 56,818,266,542 24.52 11.46 5.49 7.56 6.39 4.41 3.01 14.76 9.6
Sep/2010 57,469,173,960 25.58 10.18 5.55 9.85 6.59 4.53 3.13 15.62 9.6
Aug/2010 57,654,723,744 25.93 10.49 5.56 9.89 6.54 4.51 3.10 15.16 9.6
Jul/2010 58,405,771,754 25.32 10.41 5.58 9.33 6.52 4.52 3.12 15.51 9.5
Jun/2010 59,285,892,217 25.22 11.58 5.67 7.97 6.51 4.54 3.11 15.52 9.5
May/2010 59,482,538,036 25.78 11.72 5.65 8.41 6.66 4.64 3.29 15.14 9.7
Apr/2010 60,434,854,987 25.47 12.03 5.53 7.92 6.73 4.86 3.40 15.70 9.9
Mar/2010 68,209,493,502 27.15 12.16 4.82 10.17 7.21 5.12 3.64 15.39 9.7
Feb/2010 69,501,841,193 27.68 12.61 5.02 10.06 7.50 5.37 3.81 14.49 9.7
Jan/2010 78,050,018,260 24.58 11.67 4.34 8.57 7.46 5.36 3.78 14.45 9.7
Dec/2009 81,717,880,859 24.46 11.09 4.22 9.15 7.26 5.20 3.66 14.70 10.0
Nov/2009 77,795,039,751 25.42 12.17 4.44 8.81 7.66 5.38 3.74 13.31 10.0
Oct/2009 77,502,920,683 23.86 10.62 4.50 8.74 7.66 5.39 3.67 13.78 10.2
Sep/2009 78,538,086,715 25.07 11.12 4.53 9.42 7.53 5.17 3.52 13.39 9.8
Aug/2009 78,677,563,464 25.71 11.96 4.58 9.17 7.28 5.07 3.50 13.36 9.7
Jul/2009 78,597,332,856 24.68 10.84 4.54 9.30 7.13 5.01 3.45 14.00 9.4
Jun/2009 79,374,989,981 24.60 11.75 4.72 8.12 7.03 4.89 3.41 13.59 9.5
May/2009 79,591,321,181 25.32 11.98 4.96 8.38 6.94 4.92 3.45 13.50 9.4
Apr/2009 78,624,180,317 24.20 11.48 4.78 7.94 7.11 5.09 3.53 13.58 8.9
Mar/2009 79,203,918,248 25.95 10.94 4.78 10.23 7.28 5.13 3.60 14.15 8.5
Feb/2009 81,141,274,007 26.12 11.20 4.99 9.92 7.23 5.11 3.54 13.18 8.1
Jan/2009 84,929,064,498 22.95 9.91 4.80 8.24 7.78 5.45 3.70 13.78 7.6
Dec/2008 87,974,672,801 23.36 9.49 5.24 8.62 7.34 5.07 3.44 13.27 7.2
Nov/2008 84,330,421,589 24.54 9.33 5.62 9.59 7.26 4.95 3.36 12.94 6.8
Oct/2008 84,957,756,858 23.50 8.14 6.45 8.91 6.83 4.71 3.14 14.09 6.6
Sep/2008 84,948,539,676 23.43 7.90 5.81 9.72 6.55 4.39 2.91 13.68 6.2
Aug/2008 84,476,874,918 23.80 8.28 5.60 9.92 6.13 4.11 2.76 13.90 6.2
Jul/2008 84,466,973,486 23.36 7.24 5.64 10.49 5.77 3.95 2.68 15.03 5.8
Jun/2008 84,625,981,472 23.32 7.95 5.63 9.73 5.62 3.85 2.65 14.22 5.6
May/2008 82,582,381,846 23.79 7.25 5.43 11.11 5.60 3.89 2.70 14.96 5.5
Apr/2008 83,480,971,394 23.86 7.84 5.64 10.38 5.57 3.88 2.66 14.31 5.0
Mar/2008 82,888,753,147 25.56 7.38 5.76 12.42 5.76 3.99 2.73 14.95 5.1
Feb/2008 84,265,974,648 26.09 6.87 5.98 13.24 5.78 3.95 2.69 14.65 4.8
Jan/2008 85,007,777,892 23.49 6.21 6.81 10.47 5.63 3.82 2.61 15.26 4.9
Dec/2007 87,341,891,993 23.90 6.27 6.72 10.91 5.35 3.66 2.45 14.21 5.0
Nov/2007 82,601,399,561 24.05 6.05 6.85 11.15 5.43 3.65 2.44 14.28 4.7
Oct/2007 81,023,436,698 24.79 5.35 7.11 12.33 5.34 3.55 2.38 14.70 4.8
Sep/2007 81,030,713,023 24.72 5.09 8.22 11.41 5.01 3.40 2.25 13.83 4.7
Aug/2007 76,365,919,003 25.04 5.21 7.73 12.10 4.98 3.27 2.15 15.07 4.7
Jul/2007 75,219,463,986 25.57 4.85 7.64 13.09 4.75 3.09 2.03 14.93 4.7
Jun/2007 74,587,395,043 24.99 5.21 7.39 12.39 4.59 2.98 1.99 14.77 4.6
May/2007 69,709,842,961 25.59 5.11 7.54 12.94 4.57 3.05 2.06 14.87 4.5
Apr/2007 68,788,654,616 25.68 5.36 7.58 12.73 4.58 3.10 2.10 14.54 4.5
Mar/2007 68,450,729,168 26.76 5.56 7.42 13.78 4.70 3.20 2.18 15.35 4.4
Feb/2007 68,389,572,597 25.75 5.57 7.81 13.33 5.01 3.38 2.32 14.05 4.5
Jan/2007 70,093,052,367 25.24 5.14 7.78 12.31 5.04 3.36 2.32 14.77 4.6
Dec/2006 73,026,470,367 25.55 5.84 7.71 12.00 4.84 3.35 2.29 13.85 4.4
Nov/2006 67,695,625,765 25.93 5.40 7.92 12.61 5.28 3.61 2.45 14.32 4.5
Oct/2006 64,893,523,398 26.29 5.03 7.84 13.43 5.47 3.68 2.48 14.34 4.4
Sep/2006 66,816,477,785 26.11 5.06 7.64 13.48 5.33 3.52 2.31 14.01 4.5
Aug/2006 56,078,684,410 25.77 5.34 7.93 12.60 5.49 3.52 2.27 15.55 4.7
Jul/2006 60,957,005,211 26.06 4.91 7.87 13.36 5.15 3.27 2.14 14.73 4.7
Jun/2006 62,050,557,631 24.82 5.05 7.40 12.48 4.83 3.14 2.12 15.40 4.6
May/2006 60,263,946,060 25.60 4.82 7.60 13.28 4.82 3.23 2.22 15.43 4.7
Apr/2006 61,816,240,740 26.01 5.31 7.28 13.51 4.75 3.23 2.21 14.66 4.7
Mar/2006 62,292,058,026 26.64 4.70 7.16 14.87 4.90 3.34 2.29 16.65 4.7
Feb/2006 61,751,108,664 25.97 4.64 7.25 14.19 5.09 3.44 2.36 14.82 4.7
Jan/2006 61,782,097,122 24.55 4.71 7.09 12.88 5.06 3.40 2.30 15.38 4.7
Dec/2005 63,598,955,707 24.07 6.11 6.89 11.17 4.91 3.29 2.19 15.61 4.8
Nov/2005 59,434,571,018 24.09 8.72 6.92 8.45 5.26 3.43 2.23 14.64 5.0
Oct/2005 64,243,611,826 25.91 9.23 6.64 10.04 5.12 3.51 2.26 14.97 5.0
Sep/2005 63,955,868,525 24.46 6.66 6.48 11.33 5.01 3.41 2.21 15.13 5.1
Aug/2005 61,868,324,791 23.01 6.12 6.30 10.60 4.80 3.25 2.15 15.00 4.9
Jul/2005 64,419,019,498 24.04 6.55 6.17 11.32 4.54 3.15 2.08 14.62 5.0
Jun/2005 64,226,315,877 24.35 6.90 6.12 11.33 4.37 3.06 2.07 15.41 5.0
May/2005 61,426,295,605 23.78 7.80 6.01 9.96 4.49 3.18 2.16 14.90 5.1
Apr/2005 61,743,806,799 23.39 7.88 5.89 9.62 4.40 3.16 2.14 14.68 5.1
Mar/2005 61,314,056,909 24.99 7.27 5.47 12.24 4.62 3.55 2.35 16.66 5.2
Feb/2005 63,198,733,809 23.97 6.89 5.65 11.42 4.81 3.45 2.36 14.28 5.4
Jan/2005 65,060,865,130 23.42 7.05 5.60 10.77 4.80 3.43 2.36 15.12 5.2
Dec/2004 67,677,803,013 23.11 8.52 5.51 9.08 4.65 3.37 2.31 15.78 5.4
Nov/2004 63,294,368,613 23.31 7.53 5.35 10.43 5.15 3.77 2.64 14.29 5.4
Oct/2004 57,121,131,896 22.96 7.22 5.05 10.69 5.28 3.88 2.70 14.78 5.5
Sep/2004 60,942,895,294 23.09 7.36 4.78 10.95 5.16 3.87 2.69 13.85 5.4
Aug/2004 53,728,464,144 22.12 7.90 4.59 9.63 5.48 4.15 2.87 13.58 5.4
Jul/2004 53,167,329,277 22.04 8.15 4.77 9.12 5.41 4.09 2.82 15.39 5.5
Jun/2004 45,400,433,860 22.67 8.92 4.49 9.26 5.60 4.33 3.04 13.98 5.6
May/2004 44,997,644,101 22.24 8.88 4.42 8.93 5.64 4.36 3.10 13.21 5.6
Apr/2004 45,575,308,246 21.55 9.17 4.44 7.94 5.66 4.45 3.17 13.04 5.6
Mar/2004 45,221,991,064 23.94 9.60 4.38 9.95 5.82 4.60 3.30 14.81 5.8
Feb/2004 46,587,326,858 22.49 9.93 4.41 8.15 6.14 4.82 3.43 12.82 5.6
Jan/2004 46,925,809,506 21.31 9.11 4.42 7.77 6.48 5.08 3.61 13.49 5.7
Dec/2003 49,137,513,237 22.46 9.70 4.49 8.27 6.44 5.06 3.64 13.82 5.7
Nov/2003 46,255,710,067 21.21 9.01 4.41 7.78 6.91 5.47 3.94 11.98 5.8
Oct/2003 46,483,123,534 21.99 8.43 4.45 9.10 7.82 6.23 4.64 12.55 6.0
Sep/2003 41,354,680,590 23.13 9.05 4.45 9.62 7.87 6.45 4.69 12.87 6.1
Aug/2003 40,534,155,375 21.41 9.32 4.48 7.60 8.14 6.45 4.81 12.06 6.1
Jul/2003 40,912,948,178 21.29 9.22 4.51 7.57 7.84 8.27 6.61 12.14 6.2
Jun/2003 41,671,163,620 22.56 5.87 4.70 11.99 7.81 8.34 6.77 12.71 6.3
May/2003 41,795,095,785 21.50 8.95 4.87 7.68 7.23 7.97 6.49 12.01 6.1
Apr/2003 42,417,290,050 20.18 8.55 4.90 6.72 7.16 7.88 6.45 11.54 6.0
Mar/2003 42,268,233,100 23.62 8.36 4.90 10.36 7.42 6.11 4.60 13.56 5.9
Feb/2003 44,847,796,354 21.64 8.15 4.84 8.65 7.65 6.19 4.56 11.57 5.9
Jan/2003 46,246,963,759 21.90 8.05 4.93 8.92 7.66 6.08 4.46 12.85 5.8
Dec/2002 47,030,040,162 22.31 8.06 4.95 9.30 7.48 5.95 4.36 13.39 6.0
Nov/2002 45,021,359,092 21.38 7.80 4.92 8.66 7.61 6.06 4.42 11.52 5.9
Oct/2002 40,899,638,272 22.93 7.97 5.34 9.61 7.74 5.93 4.30 12.13 5.7
Sep/2002 40,022,874,020 23.57 8.10 5.40 10.08 7.29 5.94 4.27 12.22 5.7
Aug/2002 40,008,991,392 21.95 7.72 5.45 8.78 7.15 5.78 4.13 11.64 5.7
Jul/2002 39,999,780,425 22.95 7.97 5.59 9.38 7.04 5.61 3.97 11.98 5.8
Jun/2002 39,068,410,363 23.70 7.91 5.58 10.20 7.11 5.57 4.03 12.67 5.8
May/2002 39,202,532,742 22.85 7.92 5.74 9.19 6.85 5.49 3.99 12.10 5.8
Apr/2002 39,363,922,275 22.81 7.33 5.78 9.71 7.14 5.51 4.05 11.98 5.9
Mar/2002 36,387,269,067 25.51 7.62 5.85 12.04 7.14 5.59 4.03 13.38 5.7
Feb/2002 36,589,996,660 24.31 6.92 5.80 11.59 7.50 5.78 4.14 11.82 5.7
Jan/2002 36,637,998,313 22.63 7.57 5.89 9.16 7.66 5.79 4.12 13.03 5.7
Dec/2001 38,193,757,473 24.17 7.64 5.91 10.63 7.20 5.54 3.95 12.38 5.7
Nov/2001 35,531,711,165 23.20 7.94 5.99 9.27 7.42 5.77 4.12 10.94 5.5
Oct/2001 32,957,530,367 23.72 6.24 6.14 11.35 7.71 5.97 4.31 11.15 5.3
Sep/2001 33,813,138,827 24.86 6.48 6.51 11.86 7.70 5.90 4.18 10.96 5.0
Aug/2001 31,614,543,465 24.07 6.91 6.79 10.37 7.92 5.95 4.17 11.18 4.9
Jul/2001 29,014,307,878 24.57 7.61 6.99 9.97 8.50 6.30 4.38 11.37 4.6
Jun/2001 29,408,833,358 23.11 7.33 7.11 8.67 8.34 6.13 4.30 12.59 4.5
May/2001 28,123,944,540 22.87 6.83 6.71 9.33 8.18 6.26 4.45 11.31 4.3
Apr/2001 28,215,049,835 23.65 7.15 7.43 9.07 8.51 6.30 4.57 11.19 4.4
Mar/2001 27,801,706,395 26.59 7.13 7.62 11.83 8.48 6.54 4.69 13.68 4.3
Feb/2001 28,503,865,861 24.41 6.43 7.63 10.34 8.77 6.70 4.75 9.93 4.2
Jan/2001 27,852,949,755 23.43 6.66 7.76 9.01 9.33 6.77 4.83 12.68 4.2
Dec/2000 28,825,493,998 24.33 6.46 7.83 10.04 8.17 6.10 4.33 12.51 3.9
Nov/2000 26,752,396,220 24.37 7.38 7.43 9.56 8.85 6.72 4.68 11.31 3.9
Oct/2000 25,173,536,701 24.93 7.41 7.86 9.65 9.22 6.88 4.83 10.84 3.9
Sep/2000 25,167,957,090 25.41 6.79 7.83 10.79 8.94 6.97 4.93 11.29 3.9
Aug/2000 25,170,272,053 24.25 6.73 7.84 9.69 8.71 6.81 4.77 10.62 4.1
Jul/2000 25,970,909,752 24.73 6.76 7.88 10.09 8.66 6.68 4.56 10.67 4.0
Jun/2000 24,732,280,847 25.44 6.36 7.83 11.25 8.89 6.31 4.34 12.39 4.0
May/2000 24,771,764,165 24.88 6.44 7.77 10.67 8.67 6.19 4.28 11.97 4.0
Apr/2000 24,851,750,619 23.91 6.50 7.71 9.71 8.54 6.03 4.27 11.86 3.8
Mar/2000 24,992,194,451 26.07 6.24 7.75 12.08 8.86 6.31 4.45 13.59 4.0
Feb/2000 25,422,729,705 24.70 6.56 7.78 10.37 8.96 6.53 4.55 12.45 4.1
Jan/2000 26,140,066,022 23.73 6.73 7.81 9.19 9.21 6.62 4.59 12.70 4.0
ABS--Asset-backed securities.

Appendix: CCQI Performance Variables

We determine each master trust's weighting by dividing its outstanding eligible principal receivables by the total outstanding eligible principal receivables for all trusts included in the index. We then determine the CCQI weighted average performance variables by adding the result of each master trust's variables multiplied by each master trust's respective weighting.

Receivables outstanding

The aggregate outstanding eligible principal receivables of credit card accounts backing each master trust at the end of the collection period.

Yield

The weighted average total trust income for the collection period as a percentage of eligible principal receivables (annualized).

Total payment rate

The weighted average total monthly collections (obligor principal and finance charge payments) as a percentage of the total outstanding amounts.

Charge-off rate

The weighted average losses on principal receivables for the collection period as a percentage of eligible principal receivables (annualized).

Delinquencies

The weighted average past-due amount for the collection period as a percentage of the current month's eligible principal receivables.

Base rate

The weighted average cost of funding (the sum of the certificate rate on a securitization and the corresponding transaction servicing fee) for the collection period.

Excess spread rate

The weighted average surplus of cash inflow for the collection period (yield minus charge-offs minus the base rate).

The analysts would like to thank Vijay Jogu for his analytical contribution to this report.

This report does not constitute a rating action.

Primary Credit Analyst:Piper Davis, CFA, New York (1) 212-438-1173;
piper.davis@spglobal.com
Secondary Contacts:Mayan Abraham, New York + 2124381905;
mayan.abraham@spglobal.com
Kelly R Luo, New York + 1 (212) 438 2535;
kelly.luo@spglobal.com
Analytical Manager:Kate R Scanlin, New York + 1 (212) 438 2002;
kate.scanlin@spglobal.com

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