Major U.S. credit card issuers posted mixed results month over month in July.
Average delinquencies among master trust portfolios at six large card issuers — American Express Co., Bank of America Corp., Capital One Financial Corp., Citigroup Inc., Discover Financial Services and JPMorgan Chase & Co. — rose 2 basis points month over month to 1.44% in July. The average net charge-off ratio fell 7 basis points to 2.22%.
The group's average trust portfolio loan yield rose 41 basis points month over month to 20.82% in July.

Click here for the underlying data for credit card master trust yields, net charge-offs and delinquencies.
