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CFPB provides final policy guidance on mortgage disclosure act data

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CFPB provides final policy guidance on mortgage disclosure act data

The Consumer Financial Protection Bureau announced final policy guidance regarding the Home Mortgage Disclosure Act data that the bureau expects to make public starting 2019.

The final policy guidance includes modifications of data to protect consumers' privacy, like the exclusion of certain data from the public HMDA data like addresses and credit scores. The CFPB also intends to disclose certain information with reduced precision, such as by disclosing ranges rather than specific values for an applicant's age, the amount of the loan and the number of units in the dwelling.