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Kroll affirms Heritage Commerce debt ratings

Kroll Bond Rating Agency on May 14 affirmed San Jose, Calif.-based Heritage Commerce Corp.'s BBB+ senior unsecured debt rating, BBB subordinated debt rating and K2 short-term debt rating.

It also affirmed subsidiary Heritage Bank of Commerce's deposit and senior unsecured debt ratings of A-, subordinated debt rating of BBB+ and short-term deposit and debt ratings of K2.

The ratings reflect the company's strong liquidity profile, large core deposit base, and healthy asset quality and earnings numbers.

The outlook on all long-term ratings is "stable."