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Fed frees Cogent Bancorp from written agreement

The Federal Reserve Board on March 1 terminated a written agreement issued on Aug. 29, 2011, to Orange City, Fla.-based Cogent Bancorp, Inc., formerly known as Pinnacle Bank Holding Co. Inc.

Under the agreement, Pinnacle may not declare or pay dividends; directly or indirectly take a payment reducing capital at unit Pinnacle Bank; incur, increase or guarantee any debt; or purchase or redeem any shares of its stock without prior written approval.

Pinnacle Bank Holding and Pinnacle Bank changed their names to Cogent Bancorp and Cogent Bank in September 2018, according to a regulatory filing.