trending Market Intelligence /marketintelligence/en/news-insights/trending/iS21Tez9S7bLrJx5MSbRGw2 content
Log in to other products

Login to Market Intelligence Platform

 /


Looking for more?

Contact Us

Request a Demo

You're one step closer to unlocking our suite of comprehensive and robust tools.

Fill out the form so we can connect you to the right person.

If your company has a current subscription with S&P Global Market Intelligence, you can register as a new user for access to the platform(s) covered by your license at Market Intelligence platform or S&P Capital IQ.

  • First Name*
  • Last Name*
  • Business Email *
  • Phone *
  • Company Name *
  • City *
  • We generated a verification code for you

  • Enter verification Code here*

* Required

Thank you for your interest in S&P Global Market Intelligence! We noticed you've identified yourself as a student. Through existing partnerships with academic institutions around the globe, it's likely you already have access to our resources. Please contact your professors, library, or administrative staff to receive your student login.

At this time we are unable to offer free trials or product demonstrations directly to students. If you discover that our solutions are not available to you, we encourage you to advocate at your university for a best-in-class learning experience that will help you long after you've completed your degree. We apologize for any inconvenience this may cause.

In This List

S&P affirms Guatemala-based Banco Industrial on solid market position

Street Talk Episode 68 - As many investors zig away from bank stocks, 2 vets in the space zag toward them

Street Talk Episode 66 - Community banks tap the debt markets while the getting is good

Street Talk Episode 67 - Veteran investor tabs Mick Mulvaney to help with latest financial stock-focused fund

Street Talk Episode 65 - Deferral practices trap US bank portfolios in purgatory


S&P affirms Guatemala-based Banco Industrial on solid market position

S&P Global Ratings on Jan. 30 affirmed its BB/B issuer credit ratings on Guatemala-based Banco Industrial SA, citing the bank's solid market position as the largest financial institution in the country.

The company's stand-alone credit profile remains at "bb+" and the outlook remains negative.

In addition to its market position, the bank's ratings also reflect a projected risk-adjusted capital ratio of 5.8% for the next two years, based on an expected capital injection from shareholders, its internal capital generation capacity, and a reduced dividend payout ratio.

The lender "has a highly reliable customer deposit funding base, with manageable short-term obligations," S&P said.

However, the sovereign ratings on Guatemala limit those on the lender because the rating agency does not believe that the bank would withstand a stress scenario for capital and liquidity given its "significant exposure" to Guatemala in terms of government bonds and loans to local enterprises.

S&P Global Ratings and S&P Global Market Intelligence are owned by S&P Global Inc.