trending Market Intelligence /marketintelligence/en/news-insights/trending/gBhRgIBtbXqYIKCVE28mWQ2 content
Log in to other products

Login to Market Intelligence Platform

 /


Looking for more?

Contact Us

Request a Demo

You're one step closer to unlocking our suite of comprehensive and robust tools.

Fill out the form so we can connect you to the right person.

If your company has a current subscription with S&P Global Market Intelligence, you can register as a new user for access to the platform(s) covered by your license at Market Intelligence platform or S&P Capital IQ.

  • First Name*
  • Last Name*
  • Business Email *
  • Phone *
  • Company Name *
  • City *
  • We generated a verification code for you

  • Enter verification Code here*

* Required

Thank you for your interest in S&P Global Market Intelligence! We noticed you've identified yourself as a student. Through existing partnerships with academic institutions around the globe, it's likely you already have access to our resources. Please contact your professors, library, or administrative staff to receive your student login.

At this time we are unable to offer free trials or product demonstrations directly to students. If you discover that our solutions are not available to you, we encourage you to advocate at your university for a best-in-class learning experience that will help you long after you've completed your degree. We apologize for any inconvenience this may cause.

In This List

Brazil's Caixa to launch fixed-rate mortgages, urges others to follow suit

Street Talk - Ep. 64: Coronavirus jumpstarts digital adoption

Street Talk Podcast

Street Talk - Ep. 63: Deal talks continue amid bank M&A freeze, setting up for strong Q4

Street Talk Podcast

Street Talk - Ep. 62: 'Brutal' outlook for oil demand offers banks in oil patch no relief

Amid Q1 APAC Fintech Funding Slump, Payment Companies Drove Investments


Brazil's Caixa to launch fixed-rate mortgages, urges others to follow suit

Brazil's state lender Caixa Econômica Federal plans to begin offering fixed-rate mortgages by June 2020, President Pedro Guimarães said, according to a Valor Econômico report.

The executive said other banks should also offer such products, which are common in much of the world but are less frequently seen in emerging markets where inflationary risks are higher. However, Guimarães said banks can easily hedge against inflation. "The bank that lends, will be making, via treasury, its hedge for inflation variations," he reportedly said.

Earlier this year, Caixa began offering inflation-linked mortgages with interest rates that adjusted based on Brazil's IPCA consumer price index. It also recently dropped its rates on some residential mortgages, as Brazil's central bank has moved its monetary policy rate to historic lows.

The CEO also addressed a potential decrease in the remuneration Caixa receives for managing the FGTS worker's severance fund, noting that the issue is being discussed with the government.