The merger between Jonesboro, Ga.-based CCF Holding Co.; Hinesville, Ga.-based Heritage Bancorp. Inc.; and Alpharetta, Ga.-based Providence Bank has received all the necessary regulatory and shareholder approvals.

The deal is expected to close Sept. 1. The Georgia Department of Banking and Finance gave its approval May 30.

Under the terms of the deal, the three banks will merge under one holding company to be named Heritage Southeast Bancorp. Inc. Heritage Bancorp and Providence Bank shareholders will receive a fixed ratio of CCF Holding common stock for each respective common share they own.