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Irish central bank to maintain mortgage lending cap in 2020

The Irish central bank will maintain limits on mortgage lending as it believes that the measures introduced to keep the housing prices from rising significantly continue to work.

"There will be no change in loan-to-income and loan-to-value limits or the allowances for 2020," the central bank said.

The limits were introduced in 2015 in Ireland.

The central bank also kept the countercyclical capital buffer rate for banks unchanged at 1%.

The capital buffers for other systemically important institutions, or O-SII, range from 0.5% to 1.5%. The central bank identified six institutions as systemically important, including Barclays Bank Ireland PLC and Bank of America Merrill Lynch International Designated Activity Co., which are required to hold a buffer rate of 0.75%.