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Regulators adopt interim final rules permanently

The Office of the Comptroller of the Currency, the Federal Reserve Board and the Federal Deposit Insurance Corp. adopted interim final rules to implement section 210 of the Economic Growth, Regulatory Relief and Consumer Protection Act, as final — without any change.

The rules permit the regulators to examine qualifying insured depository institutions with total assets of under $3 billion at least once during each 18-month period.

The final rules allowed parallel changes to the regulations related to the onsite examination cycle for U.S. branches and agencies of foreign banks, in line with the International Banking Act of 1978.