trending Market Intelligence /marketintelligence/en/news-insights/trending/4lkudXOmZizABRnMg2-Abg2 content
Log in to other products

Login to Market Intelligence Platform


Looking for more?

Contact Us

Request a Demo

You're one step closer to unlocking our suite of comprehensive and robust tools.

Fill out the form so we can connect you to the right person.

If your company has a current subscription with S&P Global Market Intelligence, you can register as a new user for access to the platform(s) covered by your license at Market Intelligence platform or S&P Capital IQ.

  • First Name*
  • Last Name*
  • Business Email *
  • Phone *
  • Company Name *
  • City *
  • We generated a verification code for you

  • Enter verification Code here*

* Required

In This List

Credit quality improves at US credit unions, community banks in Q4'18

Key Credit Risk Factors When Assessing Banks In The Context Of COVID-19

Street Talk Episode 61 - Investors debate if U.S. banks have enough capital in post COVID world

You Down With PPP? Consider The Risks

Street Talk Episode 60 - You Down With PPP? Consider The Risks

Credit quality improves at US credit unions, community banks in Q4'18

Both credit unions and community banks reported improved credit quality metrics year over year in the fourth quarter of 2018.

The net charge-off ratio at U.S. community banks fell 6 basis points year over year to 0.16%, while at credit unions it fell by 10 basis points to 0.60%.

As of Dec. 31, U.S. credit unions had $8.27 billion in nonperforming assets, down 5.2% year over year and equal to 0.56% of total assets, a 6-basis point improvement year over year. Meanwhile, U.S. community banks posted a 5.9% decrease in nonperforming assets, and the industry's nonperforming assets ratio dropped 11 basis points to approximately 0.84% of total assets.

SNL Image

SNL Image

Did you enjoy this analysis? Click here to set up real-time alerts for data-driven articles on the U.S. financial sector.

Click here to access a template that allows users to analyze key performance metrics, credit quality, balance sheets and income statements for banks and credit unions.

Information on past-due loans for banks, thrifts and credit unions can be found under the "Regulatory Financials" section on a company's page on MI website or in MI office.