In 2018, readers were most interested in stories about multibillion dollar M&A deals, de novo trends, the current expected credit loss model known as CECL, regulatory changes and deposit betas.
De novo banks class of 2018 — Millyard Bank files application
Nashua, N.H.-based Millyard Bank's de novo application marked the 21st application this year, compared to five applications filed in 2017.
Banks have been passing on higher short-term rates to their depositors, which restricted additional expansion in net interest margins.
Fifth Third to buy MB Financial in $4.7B deal
Cincinnati-based Fifth Third Bancorp and Chicago-based MB Financial Inc. agreed to merge in a deal worth $4.7 billion.
Banks free to grow reciprocal deposits after 'brokered' tag dropped
A recent change in regulation could result in more banks using reciprocal deposits. But some skeptics worry that reciprocal deposits could expose the government's insurance fund to significantly more deposits.
A tale of two banks' CECL approaches
Tulsa, Okla.-based BOK Financial Corp. and Toms River, N.J-based OceanFirst Financial Corp. took two different routes to implementing the new credit loss standard.
Dodd-Frank changes to exempt vast majority of banks from Volcker, HMDA reporting
Reforms to the Dodd-Frank Act were aimed at exempting 97.1% of all top-tier banks and thrifts from the Volcker rule and reducing the reporting requirements under Home Mortgage Disclosure Act for 77% of financial institutions and credit unions.
Synovus acquiring FCB Financial for $2.9B
Columbus, Ga.-based Synovus Financial Corp. agreed to acquire Weston, Fla.-based FCB Financial Holdings Inc. in an all-stock deal valued at $2.9 billion.
Latest data shows intensifying fight for deposits as online banks get traction
The five largest banks all lost deposit market share over the last year as online banks offered high rates and community banks have prioritized competing for deposits.
10 banks set to cross $10B mark through M&A
Ten banking institutions were ready to cross $10 billion in assets through mergers and acquisitions in March, according to an S&P Global Market Intelligence analysis.
Financial industry scans horizon for next crises, 10 years after Lehman's fall
Industry experts broadly do not believe a systemic collapse on the same scale of 2008 is on the horizon, but swelling corporate debt, the expanding shadow banking sector and ballooning student debt in the U.S. could prompt the next recession.