trending Market Intelligence /marketintelligence/en/news-insights/trending/1o8Pe66lhkHmGv1e50Yeug2 content
Log in to other products

Login to Market Intelligence Platform

 /


Looking for more?

Contact Us

Request a Demo

You're one step closer to unlocking our suite of comprehensive and robust tools.

Fill out the form so we can connect you to the right person.

If your company has a current subscription with S&P Global Market Intelligence, you can register as a new user for access to the platform(s) covered by your license at Market Intelligence platform or S&P Capital IQ.

  • First Name*
  • Last Name*
  • Business Email *
  • Phone *
  • Company Name *
  • City *
  • We generated a verification code for you

  • Enter verification Code here*

* Required

Thank you for your interest in S&P Global Market Intelligence! We noticed you've identified yourself as a student. Through existing partnerships with academic institutions around the globe, it's likely you already have access to our resources. Please contact your professors, library, or administrative staff to receive your student login.

At this time we are unable to offer free trials or product demonstrations directly to students. If you discover that our solutions are not available to you, we encourage you to advocate at your university for a best-in-class learning experience that will help you long after you've completed your degree. We apologize for any inconvenience this may cause.

In This List

Moody's: Brazil banks to gain from proposed changes for credit bureaus

Street Talk - Ep. 64: Coronavirus jumpstarts digital adoption

Street Talk Podcast

Street Talk - Ep. 63: Deal talks continue amid bank M&A freeze, setting up for strong Q4

Street Talk Podcast

Street Talk - Ep. 62: 'Brutal' outlook for oil demand offers banks in oil patch no relief

Amid Q1 APAC Fintech Funding Slump, Payment Companies Drove Investments


Moody's: Brazil banks to gain from proposed changes for credit bureaus

Proposed amendments to the regulation of Brazilian credit bureaus are credit positive for banks because they would anchor loan origination and risk pricing through increased visibility of customers' histories, Moody's said March 18.

The amendments, which garnered approval from Brazil's senate March 13, would allow credit bureaus to automatically collect consumer and corporate credit histories, as opposed to the rule that requires credit bureaus to obtain borrowers' approval for the collection of their payment information. The proposal indicates that credit bureaus will get the information from banks, utilities and telecommunications service providers.

The proposed amendments would "foster borrower discipline and help improve risk pricing, particularly for clients with good credit histories," Moody's wrote. "More information on payment behavior will help reduce credit costs for banks, which remain as high as 3.5% of total loans for the industry, well above costs for other banking systems in the region and global standards."

Credit penetration, which is below 48% of Brazil's GDP, could also rise as credit bureaus access a broad database of borrowers' histories.

The amendments are still subject to presidential approval.